Reward features
- 12% cashback on supermarket spends for the first 3 months and 6% cashback afterwards for UAE Nationals
- 6% cashback on fuel and utilities, such as water and electricity for UAE Nationals
- For expatriates, 5% cashback on supermarket, fuel and utilities spending
- 2% cashback on non-AED spend for everyone
- 1% cashback on all other retail spends, including online shopping for everyone
- Get AED 300 as sign-up bonus cashback, upon making one retail transaction during the first 30 days
- Up to 10% Cashback all year round at leading global online stores
Features
- Competitive cashback rates on card spends
- Cashback on everyday spending
- Cashback sign-up bonus
- Access to 850+ airport lounges worldwide
- Travel Inconvenience Insurance And Travel Medical Insurance
- Credit shield cover and Takaful Wallet Shield
- Buy 1 Get 1 Mastercard App
- Travel and lifestyle offers
Additional Benefits
- Exclusive Offers at 9 shopping villages in Europe
- Shop at various U.S. online stores and get discount on shipping using MyUS
- ‘Buy 1 Get 1 Free’ offers by using ‘Mastercard For You’ app
- Unlimited access to over 850 lounges in more than 135 countries worldwide
- Discounts of up to 10% on your stay at luxury serviced apartments
- Complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa
- 10% discount on any international roundtrip airfare
- Get 20% off upon booking with Careem
Fees & Charges
- Supplementary Card Annual Fee: Free for life
- Late Payment Fee: AED 241.50
- Cash Advance Fee: 3.15% of the amount obtained, subject to a minimum of AED 105 per transaction
Addition Information
- Credit Shield Plus pays your outstanding balance, if you are not able to pay card bills.
- Takaful Wallet Shield covers fraudulent transactions on your lost or stolen credit cards.
- With travel inconvenience insurance, you are covered if your luggage goes missing or flight delays
- Travel medical insurance, in case of an emergency