12% cashback on supermarket spends for the first 3 months and 6% cashback afterwards for UAE Nationals
6% cashback on fuel and utilities, such as water and electricity for UAE Nationals
For expatriates, 5% cashback on supermarket, fuel and utilities spending
2% cashback on non-AED spend for everyone
1% cashback on all other retail spends, including online shopping for everyone
Get AED 300 as sign-up bonus cashback, upon making one retail transaction during the first 30 days
Up to 10% Cashback all year round at leading global online stores

Exclusive Offers at 9 shopping villages in Europe
Shop at various U.S. online stores and get discount on shipping using MyUS
‘Buy 1 Get 1 Free’ offers by using ‘Mastercard For You’ app
Unlimited access to over 850 lounges in more than 135 countries worldwide
Discounts of up to 10% on your stay at luxury serviced apartments
Complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa
10% discount on any international roundtrip airfare
Get 20% off upon booking with Careem

Supplementary Card Annual Fee: Free for life
Late Payment Fee: AED 241.50
Cash Advance Fee: 3.15% of the amount obtained, subject to a minimum of AED 105 per transaction

Credit Shield Plus pays your outstanding balance, if you are not able to pay card bills.
Takaful Wallet Shield covers fraudulent transactions on your lost or stolen credit cards.
With travel inconvenience insurance, you are covered if your luggage goes missing or flight delays
Travel medical insurance, in case of an emergency

FAB Cashback Islamic Credit Card