Reward features
- Get 6.25% back as Upoints on all your shopping & dining spends
- 25% back when you dine at restaurants or stay at Emaar Hotels
- Earn Upoints for every spend and redeem them instantly at 1500+ stores across your favourite brands
- Complimentary delivery service at The Dubai Mall
- Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
- Get 20% off in Spas at Emaar Hospitality Group Hotels
- Up to 30% off on Entertainment at Emaar Entertainment Group
- Buy one get one free on movie experiences plus complimentary soft drinks and popcorn with REEL cinemas
- Discounts up to 50% at over 500 Spas, Medical and Wellness centres, Gyms, Salons & more
- Airport dining discount for 200+ restaurants globally
Features
- Earn Upoints
- Access to 1,000+ airport lounges
- Multi-trip travel insurance
- Extended warranty
- Personalized concierge services
Additional Benefits
- Unlimited access to over 1,000 premium airport lounges in more than 300 cities worldwide
- Up to 30% off at over 2000 restaurants across UAE
- Easy instalment plans to payback in small EMI’s for your retail purchases
- 0% Interest when shop with participating merchants
- Up to 35% off on your next car rental with Avis Car Rental
- Buy one get one free offers through their selected merchant partners with the Entertainer
- 60% off on retail price with Bicester village shopping collection
- Access to 5,000+ discounts on excursions and attractions in key travel destinations
- Medical travel insurance to monitor medical condition pre & post hospitalization, Medical evaluation and repatriation
- Flexibility to pay as little as 5% of the outstanding credit card balance each month
Fees & Charges
- Supplementary Card Annual Fee: Multiple supplementary cards at no cost
- Late Payment Fee: AED 230 per month
- Over limit Fee: AED 279 per month
- Cash Advance Fee: 3% or AED 99, whichever is higher
Addition Information
- Multi-trip travel insurance up to US$ 500,000
- Maximum of 55 interest-free days
- Global customer assistance services
- Quick and secure contactless payments
- Instant cash up to 50% of your credit limit