
Reward features
- Get 7.5% back as Upoints on all your shopping & dining spends
- 5% back when you stay at Emaar Hotels, dine at restaurants
- 30% off on F&B at Emaar Hospitality Group including atmosphere and toko restaurant
- Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
- Buy one get one free on movie experiences plus complimentary soft drinks and popcorn with REEL cinemas
- Earn 10% of the Base Upoints for spend in Petroleum and Government Services, Telecommunication Payment
- Discounts up to 50% at over 500 Spas, Medical and Wellness centres, Gyms, Salons & more
- Up to 30% at over 2000 restaurants across UAE
- Discounts up to 50% at over 500 Spas, Medical and Wellness centres, Gyms, Salons & more
- 8% discount on hotel stay for bookings at hotels.com
Features
- Earn Upoints on your spends
- Airport Lounge access
- Complimentary valet parking
- Multi-trip travel insurance
- Purchase protection

Additional Benefits
- Unlimited access to over 850 airport lounges globally. Exclusive for the cardholder and one guest
- 50% discount on all domestic airport transfer when you ride with Careem
- Airport transfers up to 4 drops per calendar year in the UAE
- Local courier service up to 12 times per calendar year within UAE
- Get golf privileges at the top 5 golf courses in the UAE
- Stay 2 nights and get 15% off at more than 70 hotels globally with Fairmont offers
- Up to 35% discount on standard rates with Avis car rental
- Up to 60% off on the retail price with Bicester Village Shopping Collection
- Buy One Get One free offers with The ENTERTAINER through their selected merchant partners
Fees & Charges
- Supplementary Card Annual Fee: Multiple supplementary cards at no cost
- Late Payment Fee: AED 230 per month
- Over limit Fee: AED 279 per month
- Cash Advance Fee: 3% or AED 99, whichever is higher
Addition Information
- Quick and secure contactless payments
- Global customer assistance services
- Easy & Instant access to cash to meet your needs
- Low interest rates for all your purchases. 0% interest in participating merchants
- Conveniently pay your utility bills online

