Emirates-Islamic-UCS-Credit-Card

Emirates Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.49%

FX Rate

2.34%

Benefits

CashBack
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Valet Parking

Enroll in the Tamayaz Program and earn Tamayaz Points on spends made Union Coop using Emirates Islamic Union Coop Tamayaz Card. Card free for life, free valet parking, cash on call. It is a Sharia-compliant credit card.

Reward features

  • Automatically enrolled into the Tamayaz Program
  • Up to 5% cash back as Tamayaz Points on spends made at card
  • Complimentary welcome bonus of 6,000 Tamayaz Points
  • Up to 3 Tamayaz Points for every AED 1 spent at Union Coop store (equivalent to 5% cashback)
  • Tamayaz Points earned on all other purchases, in the UAE and abroad
  • Redeem your Tamayaz Points against your purchases at Union Coop stores
  • Discounts of up to 30% at restaurants across the UAE
  • Discounts at partner outlets across UAE when you shop
  • Travel benefits with exclusive travel season offers
  • Exclusive Mazaya offers on dining, shopping, travel and more

Features

  • Free for life card
  • Get cash back as Tamayaz Points on spends made at Union Coop
  • Cash on call and global assistance facility
  • Access to best golf clubs across UAE and Free valet parking
  • Emergency Medical and Legal referral
  • Dining, shopping and travel benefits with mazaya offers
  • Sharia compliant
  • Extended Warranty and Purchase Protection

Additional Benefits

  • No annual fee on primary card
  • One free valet parking every month at select locations
  • Get the unique golf experiences and exclusive discounts at the best golf clubs
  • Extended Warranty doubles the original manufacturer’s warranty for an item purchased up to 12 months
  • Purchase Protection for lost, stolen or damaged goods purchased within 365 days of the date of purchase
  • Shopper Valet ensures faster shopping, without the need to queue at cashier counters
  • 24-hour Emergency Medical and Legal assistance service
  • Cash on Call facility of up to 80% of your available credit card limit
  • Numerous convenient card payment options

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

Addition Information

  • Purchase Protection up to a maximum of US$ 20,000 per year
  • Extended Warranty up to US$ 20,000 per year
  • 24 hours International multilingual service representatives to assist you
  • Convenient, faster and safer way to pay with Visa PayWave