The Emirates Islamic Skywards Black Credit Card is a premium metal card tailored for frequent travellers. It offers Skywards Miles per USD spent, unlimited access to airport lounges, and complimentary airport transfers annually. Cardholders enjoy automatic Emirates Skywards Silver membership and can fast-track to Gold Tier upon meeting spending criteria.
Earn up to 1.50 Skywards Miles on every USD spent domestically.
Earn up to 3.50 Skywards Miles on every USD 1 spent on Emirates Airways.
Earn up to 2 Miles on international spends.
Limited time offer provides 2 extra Skywards Miles for every USD 1 spent on hotel bookings, flight tickets, and car rentals through the ExtraMiles App with partners like Booking.com, Agoda, Hotelscombined, Marriott bonvoy, Rentalcars, Mamasandpapas and Marriott Bonvoy.
Maximum miles that can be earned per month cannot exceed the card limit of the card.
Earn up to 0.75 Miles on spends in the EEA (including the UK).
Earn 0.30 Skywards Miles per USD 1 in various retail categories including grocery/supermarkets, insurance, car dealership & auto-related, government services, bill payments (including utility bills), education, fuel/petroleum, real estate, quick service restaurants, and telecommunication payments.
Features
Earn Skywards Miles on both domestic and international spends.
Complimentary Emirates Skywards Silver Tier Membership with benefits like bonus tier miles, extra baggage allowance, priority check-in, etc.
Fast-track to Emirates Skywards Gold Tier Status on achieving an annual spend of AED 5,000 on Emirates Airline within the first year of card issuance.
The Gold membership is also available for one supplementary cardholder by spending an additional minimum amount of USD 5,000 at Emirates Airlines and pay an annual membership fee of AED 5,500 for the supplementary card.
Unlimited complimentary access to over 1000 airport lounges across the globe for cardholder or one one guest.
Up to 4 complimentary airport transfers per calendar year to or from Abu Dhabi airport.
Unlimited complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, or Yas Links Golf Club on both weekends and weekdays.
Complimentary Multi-Trip Travel Insurance provides automatic coverage for personal accidents (up to $1 million internationally and $100,000 domestically), baggage delay (up to $500), and loss of personal belongings (up to $2,500).
Up to 3 complimentary valet parking services per month at select locations in the UAE.
Additional Benefits
Up to 4 free ‘Buy 1 Get 1’ VOX movie tickets each month.
Up to 25% discount on buying or gifting Skywards Miles through the ‘Buy Miles’ and ‘Gift Miles’ program.
Up to 20% discount on all movie tickets and a 20% discount on food and beverages at Roxy Cinemas.
Up to 2 complimentary Marhaba Silver Meet & Greet services per year.
With the Easy Payment Plan facility convert purchases into easy monthly installments of 3 months.
Free Purchase Protection covering lost, stolen, or damaged goods purchased. Benefit from coverage of up to USD 7,500 per occurrence and USD 20,000 per year.
Balance Transfer Facility to transfer balances from other banks with no profit charged on the transferred amount.
Extended warranty doubles the original manufacturer’s warranty for up to one year beyond the expiry date.
24/7 global assistance from VISA International. Multilingual service representatives are available year-round to help, including support if your card is lost or stolen.
Global concierge services with 24/7 assistance for flight, hotel, and restaurant reservations, available via phone or online, all across the world.
Complimentary access to Dubai Ladies Club and & Sharjah Ladies Club that provides pool and beach access, gym facilities, outdoor activities, and more.
Withdraw cash from any Emirates Islamic branch or over 780,000 ATMs, exchange houses, and financial institutions worldwide displaying the VISA logo.
Avail discounts on luxurious Dubai staycations, international hotel bookings, and up to 35% off on car rentals
Fees & Charges
Supplementary Annual Fee: Free on a one-time joining fee of AED 525
Late Payment Fee: AED 131.25
Over limit Fee: AED 261.45
Cash Advance Fee: 3.15% or AED 103.95
Addition Information
The Emirates Skywards Gold Membership status once achieved will be valid for 12 months from the qualifying date. For the existing Emirates Skywards Gold tier members, the membership will be extended by 12 months, from qualifying date.
The first visit to the airport lounges is complimentary. For subsequent free visits, a minimum foreign currency spend of USD 1 (or equivalent) on both primary and supplementary cards is required 15 days before the lounge visit.
The airport transfer facility is available only if an Emirates Airlines transaction has been made using the card within the last 6 months, and the Emirates flight is scheduled within 12 hours before or after the requested airport transfer time.
The Multi-Trip Travel Insurance coverage extends to the cardholder, spouse, and up to five children, all under the age of 75.
To avail the free golf rounds, a minimum retail spend of AED 10,000 per calendar month is required.
To avail Marhaba Meet & Greet service, free movie tickets, free valet parking service and access to Dubai & Sharjah Ladies club, a minimum retail spend of AED 5,000 per calendar month is required.
