Emirates Islamic

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.49%

FX Rate

2.34%

Benefits

Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant

Earn EI SmartMiles per AED spend with Emirates Islamic Flex Credit Card. 2-for-1 deals on food and entertainment, credit shield, balance transfer, discount on hotel stays/ car rentals. It is a Sharia-compliant credit card.

Reward features

  • Get welcome bonus of 10,000 EI SmartMiles
  • Earn up to 2.25 EI SmartMiles per AED 1 spend internationally and 1.25 EI SmartMiles per AED 1 spend domestically
  • Redeem EI SmartMiles instantly at over 300 airlines and 180,000+ hotels worldwide, car rentals and much more
  • Use ‘Instant Purchase’ to redeem your EI SmartMiles against any purchase, across the globe and at any merchant
  • Exchange EI SmartMiles for Miles with Emirates Skywards, Etihad Guest, and InterMiles
  • 12% discount in over 985,000 hotels and vacation rentals worldwide
  • Unsurpassed value at over 900 prestigious properties
  • Supplementary Credit Card for shopping, travel, and more

Features

  • EI SmartMiles rewards programme with rewards for every spends
  • Earn & redeem EI SmartMiles
  • Extended warranty
  • Hotels and Visa Platinum Offers
  • Sharia compliant credit card
  • Cinema and entertainment offers

Additional Benefits

  • Extended Warranty doubles the original manufacturer’s warranty for an item purchased for up to 12 months
  • Exclusive 2-for-1 deals on food and entertainment with the ENTERTAINER
  • Exclusive offers and deals, including travel, food and wine, dining, shopping, sports, entertainment, and more
  • Convert your big purchases into smaller monthly installments
  • Get 4-months free of Anghami Plus
  • Wide range of shopping options with EI SmartMiles online market place
  • Download EI SmartMiles Mobile App and start redeeming instantly
  • Double Safe for safe online card transactions

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

Addition Information

  • Extended Warranty up to a maximum of US$ 20,000 in a calendar year
  • Easy payment plan