Emirates-Islamic-Emarati-Credit-Card

Emirates Islamic

Min. Salary

AED 12000

Annual Fees

AED 0

Interest Rate

3.39%

FX Rate

1.84%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Extended Warranty
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance
Valet Parking

Earn & redeem EI SmartMiles with Emirates Islamic Emarati Credit Card. Avail global concierge services, airport lounge access, cash on call, easy payment plan and more. It is a Sharia compliant credit card. For UAE nationals.

Reward features

  • EI SmartMiles rewards programme to avail customers travel, shopping and lifestyle benefits
  • Earn up to 3.75 EI SmartMiles per AED 1 spend internationally and 2.5 EI SmartMiles per AED 1 spend domestically
  • Instant EI SmartMiles redemption at over 300 airlines and 180,000+ hotels worldwide, car rentals and more
  • EI SmartMiles mobile app to redeem reward points for flights, hotels, miles exchange, gift cards and more
  • Exchange EI SmartMiles for Miles with Emirates Skywards, Etihad Guest, and InterMiles
  • Earn EI SmartMiles on your card spend and use earned SmartMiles to book your next holiday
  • ‘Instant Purchase’ feature to redeem your EI SmartMiles from any shop or online site across the world
  • Unsurpassed value at over 900 prestigious properties around the world
  • Global Concierge facility to avail services including flight, hotel and restaurant reservations
  • Complimentary Reel Cinemas Movie Tickets
  • 15% off on Emaar Entertainment Attractions

Features

  • EI SmartMiles rewards programme
  • Airport lounge access, global concierge and free valet parking
  • Purchase protection extended warranty
  • Balance transfer, cash-on-all and cash advance facility
  • Travel and Medical insurance
  • Sharia compliant credit card and free for life
  • Hotel, Cinema and Entertainment benefits
  • Card exclusive for UAE nationals

Additional Benefits

  • Primary card free for life and comes with an attractive profit rate of 2.49%
  • Get up to 4 supplementary cards for your family
  • Two complimentary valet parking services in a calendar month
  • Unlimited complimentary access to over 1000 airport lounges with a guest via the Lounge Key program
  • Travel and Medical insurance for all trips up to 90 days duration
  • Extended Warranty doubles the original manufacturer’s warranty for an item purchased up to 12 months
  • Purchase Protection for lost, stolen or damaged goods purchased
  • Cash withdrawal to access cash from ATMs up to 50% of the card limit
  • Transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card
  •  0% Easy Payment Plan for purchase ranging from electronics, telecom, supermarket and jewellery

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

Addition Information

  • Easy Payment Plan
  • Secure and easy payments
  • Cash on Call available
  • Simplify online payments with VISA