Emirates-Islamic-Cashback-Credit-Card

Emirates Islamic

Min. Salary

AED 5000

Annual Fees

AED 350

Interest Rate

3.49%

FX Rate

2.34%

Benefits

Balance Transfer
CashBack
Cinema Benefits
Extended Warranty
Hotel Discounts
Purchase Protection
Sharia Compliant

Earn cashback on all local and international transactions done with Emirates Islamic Cashback Credit Card. Card free for life, purchase protection, easy payment plan, cash on call. It is a Sharia compliant credit card.

Reward features

  • Start earning cashback from your very first spend
  • 10% guaranteed cash back on telecom expenses
  • 5% cash back on electronic purchases
  • Up to 1% cash back on other local and international transactions
  • Redeem cashback points through online banking or mobile banking app
  • Unique collection of benefits at over 900 prestigious properties across the world, includes boutique gems as well as world-famous hotels and resorts
  • Medical and Legal assistance whenever you may need during the travel
  • Complimentary Reel Cinemas Movie Tickets
  • 15% off on Emaar Entertainment Attractions

Features

  • Guaranteed cash back on every spend
  • Redeem cashback points
  • Medical and Legal assistance facility
  • Cash on Call option and Balance Transfer facility
  • Purchase Protection and Extended Warranty
  • Sharia Compliant card

Additional Benefits

  • Primary card free for life card upon spending AED 5000 annually
  • Convert purchases in to convenient monthly instalments of 3, 6, 9 and 12 months
  • 0% profit rate on other banks credit cards balance by transferring it to your Cashback Credit Card
  • Supplementary Cards available for family members for free
  • Avail Cash on Call facility up to 80% of your available credit limit
  • Extended Warranty doubles the original manufacturer’s warranty for an item purchased
  • Purchase Protection for lost, stolen or damaged goods purchased
  • Double Safe provides two-layered protection for online transactions
  • Simplify online payments with VISA
  • No minimum spend criteria for earning cash back rewards

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

Addition Information

  • Extended Warranty up to US$ 5000 per year
  • Purchase Protection up to US$ 20,000 per year
  • Easy Payment Plan
  • 24-hour Customer Service Facility
  • Numerous card payment options
  • Cash back on Telecommunication spends (Du and Etisalat only) is capped at AED 100
  • Cash back on Electronics spends is capped at AED 100
  • To redeem your cashback points you must have a minimum of 300 cash back points