Emirates Islamic

Min. Salary

AED 12000

Annual Fees

AED 299

Interest Rate

3.35%

FX Rate

2.34%

Benefits

Airport Lounge Access
Balance Transfer
CashBack
Cinema Benefits
Credit Shield
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance

Earn cash back on every spends done with Emirates Islamic Cashback Plus Credit Card. Complimentary golf, balance transfer facility, access to airport lounges, and much more. It is a Sharia compliant credit card.

Reward features

  • Earn up to 10% cash back on groceries, education, dining, and telecom
  • Redeem cashback points through online banking or through mobile banking app
  • Built-in RTA Nol Chip to pay for RTA transit network, including RTA Metro, Bus, Salik and much more
  • Auto top-up facility on Salik and Nol. No need to remember for recharge
  • Two rounds of complimentary golf per month at Arabian Ranches Golf Club or Track Meydan Golf Club
  • Option to pay the outstanding balance of other bank’s card through your Emirates Islamic Cashback Plus Credit Card
  • Unsurpassed value at over 900 intriguing and prestigious properties around the world
  • Medical and legal assistance you may need, while you travel

Features

  • Cashback upto 10% on your spends
  • Airport lounge access and Complimentary Golf
  • Cash on Call option and Balance Transfer facility
  • Purchase protection extended warranty
  • Travel and medical insurance
  • Sharia compliant credit card
  • Built in Nol card for access and payments on RTA transport network

Additional Benefits

  • Unlimited access to over 1000 airport lounges worldwide via LoungeKey
  • Travel and medical insurance coverage for all trips of up to 90 days
  • Convert your purchases in to easy monthly instalments of 3, 6, 9, 12 and 24 months
  • Avail Cash on Call facility of up to 80% of your available credit limit
  • Supplementary card for your loved ones to let them avail the benefits offered on your Cashback Plus Credit Card
  • 6 Extended Warranty doubles the original manufacturer’s warranty for an item purchased
  • Purchase Protection for lost, stolen or damaged goods purchased
  • Get complimentary Reel Cinemas Movie Tickets
  • Simplify online payments through VISA
  • 15% off on Emaar Entertainment Attractions

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards
  • Late Payment Fee: AED 225
  • Over limit Fee: AED 249
  • Cash Advance Fee: 3% of cash advance amount or AED 99, whichever is higher

Addition Information

  • 24-hour customer service facility
  • Easy payment plan
  • Your cash back plus points are calculated each month based on your spends and are valid for 2years
  • DoubleSafe to ensure safe online transactions
  • To redeem your cashback points you must have a minimum of 300 cash back points