Dubai-Islamic-Bank-Prime-Signature-Credit-Card

Dubai Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.09%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Credit Shield
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Roadside Assistance
Sharia Compliant
Travel Insurance
Valet Parking

Dubai Islamic Bank Prime Signature Credit Card comes with no annual fees and earn rewards. Complimentary valet parking, airport lounge access, and various exclusive offers to avail. This is sharia compliant.

Reward features

  • Immediate access to the DIB loyalty program – Wala’a Rewards
  • Earn up to 3 Wala’a Rewards for every AED 1 spent on all retail spends
  • Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and more
  • With Supermarkets, Telecom, Education, Petroleum, Government Services, earn 0.5 wala’a rewards for every 1 AED spent
  • Complimentary valet parking twice a month available at select locations in Dubai & Abu Dhabi
  • Exclusive privileges at over 900 luxury hotels around the world
  • Global, regional and local offers with VISA Signature privileges
  • Exclusive access and tickets to special events worldwide

Features

  • DIB loyalty program earn wala’a rewards for your spends
  • No annual fees
  • Roadside assistance and free valet parking,
  • Airport lounge access and global concierge services
  • Multi-Trip travel insurance, Purchase protection , extended warranty and credit shield takaful
  • This is sharia compliant
  • Get VISA signature privileges offers with exclusive travel, entertainment, retail, dining and golf establishments
  • Balance transfer facility

Additional Benefits

  • Complimentary access to premium airport lounges around the world. 8 complimentary lounge visits for cardholder in a calendar year
  • Unlimited roadside assistance available. Free International Driving License and vehicle registration
  • Personalized concierge Services like hotel bookings, flight reservations, limousine transfers and more
  • Balance transfer facility to get instant transfer directly to the other bank’s credit card
  • Extended Warranty doubles the warranty on your purchase up to 1 year
  • Complimentary Buyers Protection providing cover for theft, accidental damage or non-delivery of eligible purchases
  • Credit Shield Takaful covers your card outstanding against the unfortunate events of death, disability, loss of employment
  • Card Protection Plus to set security preferences on your card

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 236.25
  • Over limit Fee: No
  • Cash Advance Fee: AED 94.50

Addition Information

  • Balance transfer facility available 80% of the Card Limit or 100% of the available cash limit can be used
  • For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time
  • 24-hour concierge service
  • Full multi-trip travel insurance
  • Global concierge services
  • With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends