Dubai Islamic Bank Prime Platinum Credit Card

Dubai-Islamic-Bank-Prime-Platinum-Credit-Card

Dubai Islamic Bank

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.09%

Benefits

Balance Transfer
Credit Shield
Dining Benefit
Hotel Discounts
Purchase Protection
Roadside Assistance
Sharia Compliant
Travel Insurance

Dubai Islamic Bank Prime Platinum Credit Card  comes with no annual fees and earn rewards on everyday spends with. Exclusive privileges with Visa luxury hotels, credit shield takaful and personalized concierge. This is sharia compliant.

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Reward features

  • Immediate access to the DIB loyalty program – Wala’a Rewards
  • Earn up to 2.5 Wala’a Rewards for every AED 1 spent on all retail spends
  • Redeem the rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more
  • With Supermarkets, Telecom, Education, Petroleum, Government Services, earn 0.5 wala’a rewards for every 1 AED spent
  • Exclusive privileges like best rates, automatic room upgrades, VIP guest status, late check-out at 900+ luxury hotels around the world
  • Get cash withdrawal up to 80% of total card limit

Features

  • DIB loyalty program – Wala’a Rewards on every AED spend
  • Benefits like best rates, upgrades, late check-out and more at over 900 visa luxury hotels across the globe
  • Unlimited roadside assistance, free International driving license and vehicle registration services
  • Travel & Accident insurance, Purchase protection and Credit Shield Takaful covered
  • Instant cash withdrawal and balance transfer facility
  • This is sharia compliant card
  • No annual fees

Additional Benefits

  • With Balance transfer facility, transfer instantly directly to the other bank’s credit card. 80% of the Card Limit or 100% of the available cash limit can be used
  • Card Protection Plus to set security preferences on your card
  • Credit Shield Takaful covers your card outstanding amount against the unfortunate events of death, disability, loss of employment
  • Travel and personal accident insurance covers medical expenses, delayed departure, loss of baggage, personal accident and more
  • Complimentary purchase protection providing cover for theft and accidental damage

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 236.25
  • Over limit Fee:0
  • Cash Advance Fee: 3.15%

Addition Information

  • Travel and personal accident insurance coverage for sum of US$ 100,000
  • Purchase protection up to US$ 3,000 per occurrence
  • Coverage with Credit Shield Takaful for Involuntary loss of employment – AED 30,000, permanent total disability – AED 200,000 and death – AED 200,000
  • Balance transfer facility need minimum transfer amount – AED 100, maximum amount – AED 250,000
  • With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends
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