Dubai-Islamic-Bank-Emirates-Skywards-DIB-Signature-Credit-Card

Dubai Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 1575

Interest Rate

3%

FX Rate

2.09%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Dining Benefit
Extended Warranty
Hotel Discounts
Purchase Protection
Roadside Assistance
Sharia Compliant
Travel Insurance
Valet Parking

Earn Skywards Miles on every USD spent with Dubai Islamic Bank Emirates Skywards DIB Signature Credit Card. Free valet parking, international concierge, access to airport lounges. It is a Sharia compliant credit card.

Reward features

  • Earn up to 30,000 bonus Skywards Miles
  • 15,000 bonus Miles on card activation
  • 15,000 bonus Miles on balance transfer
  • Skywards Miles earn for spends – Emirates spends 1.5 miles foreign currency spends 1 miles and local currency spends .75 mile
  • Get 25% discount on online orders through Zomato across the UAE
  • Exclusive member privileges at over 900 luxury hotel properties around the world
  • 3 free valet parking services per month at selected locations across the UAE
  • Hotel bookings, flight reservations, limousine transfers and more with international concierge
  • Medical and Legal Referral, gives the medical help you need
  • Easy access to cash up to 80% of the available credit limit

Features

  • Earn Skywards Miles on all local and foreign currency spends. You can use miles with Emirates and selected partners
  • Bonus Skywards Miles up to 30,000
  • Free valet parking and roadside assistance
  • Lifestyle benefits such as dining offers and exclusive member privileges at over 900 luxury hotel properties
  • Airport lounge access worldwide, International concierge services, easy payment plan with Emirates and 3 free valet parking services per month
  • It is a Sharia compliant credit card
  • Balance transfer and cash withdrawal facility
  • Complimentary travel insurance, purchase protection and extended warranty

Additional Benefits

  • Unlimited complimentary access to over 850 airport lounges worldwide via LoungeKey program
  • 0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com
  • Global Customer Assistance Services (GCAS) for providing services such as Lost or stolen Card reporting, Emergency Card replacement and Emergency cash disbursement
  • Roadside assistance service
  • Travel & Medical insurance for lost/stolen baggage, delayed departure, medical expenses, repatriation/hospital expenses
  • Balance transfer facility to pay your outstanding balance on any other banks’ credit cardS
  • Get protected for your purchase against theft and damage for a period of 365 days
  • Extended warranty on your purchases which doubles the manufacturer’s warranty for up to 1 year

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: Up to AED 236.25
  • Over limit Fee: 0
  • Cash Advance Fee: 3.15%

Addition Information

  • To avail complimentary airport lounge access, 1 international transaction more than 1 USD every calendar year must be made on the card
  • Medical and Legal Referral covers medical advice over the telephone, medical service provider referral, legal referral, Interpreter referral etc.