Dubai-Islamic-Bank-Consumer-Platinum-Credit-Card

Dubai Islamic Bank

Min. Salary

AED 15000

Annual Fees

AED 199

Interest Rate

3%

FX Rate

2.09%

Benefits

Balance Transfer
CashBack
Roadside Assistance
Sharia Compliant

Dubai Islamic Bank Consumer Platinum Credit Card provides you to earn cashback on your everyday spends. Cashback of up to 4% upon spending on bill payments, shopping, refuelling car and more. This is sharia-compliant card.

Reward features

  • Earn cashback of 4% on supermarket & hypermarket purchases with maximum monthly cashback of AED 400
  • Earn cashback of 4% on automobile servicing with a maximum monthly cashback of AED 400
  • Earn cashback of 4% on Etisalat & Du Bill Payments with a maximum monthly cashback of AED 150
  • Earn cashback of 4% on Fuel Spends with a maximum monthly cashback of AED 150
  • Earn cashback of 4% on Utility Bills with a maximum monthly cashback of AED 150
  • Earn cashback of 4% on Salik and Nol recharges with a maximum monthly cashback of AED 50
  • Earn cashback of 4% on School Fees with a maximum monthly cashback of AED 400

Features

  • Earn guaranteed cashback, cashback on every spends up to 4%
  • Roadside assistance
  • Balance transfer option available
  • Total monthly maximum cashback cap is AED 1,000 per Billing Cycle
  • Cashback applicable on transactions in UAE
  • Cashback will not be earned on Utility & Government bills transactions made through DIB platforms
  • This is sharia compliant card

Additional Benefits

  • Balance transfer facility to pay your outstanding balance on any other banks’ credit cards

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: Up to AED 236.25
  • Over limit Fee: 0
  • Cash Advance Fee: 3.15%

Addition Information

  • One additional roadside assistance will be provided on charge of the Upgrade Fee. Max cap of 3 services per year
  • This card is in collaboration with the Department of Economic Development