The Citi Ultima Credit Card offers premium travel benefits, including accelerated Citi Miles earning rates, unlimited global airport lounge access, complimentary hotel stays, and exclusive discounts on air tickets. Cardholders also avail privileges such as complimentary valet parking, golf access, and purchase protection.
Earn 2.5 Citi Miles for every $1 spent on local transactions.
Earn 5 Citi Miles for every $1 spent on international transactions.
2.5 Citi Miles for every USD spent in European Economic Area (EEA) or currencies.
Earn 1.0 Citi Mile for every USD spent on Insurance, Education, Real Estate, Transport and Transit, Utilities, Telecommunications, and Government Services.
No points for utility bill payments.
The maximum cap on earning reward points is equivalent to the credit limit on the card.
Receive 30,000 bonus Citi Miles annually upon full payment of the Annual Membership Fee.
For new cardholders, the anniversary bonus is applicable from the 2nd year onwards. and for existing customers from the next anniversary after the upgrade.
Accrued Citi Miles can be redeemed for flight tickets, airline miles, retail purchases, cash conversion, or transferred to participating loyalty programs.
Features
Joining bonus of AED 1,250 statement credit upon spending AED 25,000 in 90 days. Offer valid for new Citi Credit Card customers applying directly through the Citi website.
Earn Citi Miles on both local and international spends and redeem them for air miles, to book tickets on more than 11 airlines and much more.
Unlimited complimentary access to 1,100+ airport lounges worldwide for primary and supplementary cardholders, with one guest allowed per cardholder per visit.
50% cashback (up to AED 2,000) on air travel tickets once per calendar year. Offer valid only for primary cardholders made bookings through Citi Ultima Concierge.
Complimentary home check-in up to 4 times a year when booked through Citi Ultima Concierge.
Unlimited 3rd night free stays at any eligible hotel across the globe booked through Citi Ultima Concierge.
Up to 4 complimentary airport rides per year (up to AED 84 each) with Careem. Use code “MAUAE6” on the Careem app to redeem.
Access airport security fast-track up to 3 times per year through Mastercard Travel Pass at select global airports.
Unlimited access to golf clubs on weekdays and one round per month on weekends at top golf courses in the UAE. A minimum monthly spend of AED 5,000 is required to qualify.
Get 2 complimentary valet parking visits per month at select Valtrans locations across the UAE.
Additional Benefits
Buy-one-get-one free movie tickets every month with your Citi Credit Card—up to 4 tickets at VOX Cinemas and 2 tickets at Reel Cinemas.
Get a 20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use promo code “MASTERCARD” at checkout to avail the offer.
Up to 2 complimentary Marhaba Silver Meet & Greet services per year at Dubai International Airport, including fast-track and porter services for arrivals and departures.
Get complimentary ‘Online purchases cover’ covering up to $1,000 per year. Cover is applicable for undelivered, incorrect, or damaged upon delivery items.
Purchase Protection provides coverage up to $2,000 per incident for items bought with the Card if they are damaged or stolen within 90 days of purchase. A maximum of $5,000 per year can be claimed.
Citi PayAll – Earn reward points on big payments like rent and school fees when you pay with the Credit Card.
Easy Installment Plan – Convert large purchases into smaller, manageable payments.
Cash Loan – Get instant cash at the click of a button.
Fees & Charges
Supplementary Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: AED 249
Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher
Addition Information
VOX Cinema offers this benefit any day of the week, while Reel Cinemas allows it on the first two tickets purchased each month at participating locations.
Free valet parking service is available to both primary and supplementary cardholders, with a maximum of 2 free visits per calendar month combined.
Eligible golf clubs to avail the complementary golf benefit include The Els Golf Club Dubai, Trump International Golf Club Dubai, Arabian Ranches Golf Club Dubai, Montgomerie Golf Club Dubai, and Abu Dhabi Golf Club.
Fast, secure, and convenient payments by adding the Credit Card to Digital Wallets like Apple Pay and Google Pay.
Effortless banking with the Citi Mobile App that allows cardholders to manage the card online, activate new card, conduct secure transactions, and access powerful features on demand.
