Citi Rewards Credit Card

CitiBank

Min. Salary

AED 8000

Annual Fees

AED 300

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts

With Citi Rewards Credit Card, earn ThankYou Points on every USD spend. Get complimentary movie tickets, free access to airport lounges, Instant cash loan, etc.

Reward features

  • Earn up to 1.5 ThankYou points on every USD for international spend
  • Earn up to 1 ThankYou points on every USD for local spend
  • Redeem points for cash rebates, merchandise, staycation bookings or transfer to 14 partner airlines
  • 15% cashback (up to AED 200 monthly) on grocery and fuel spend for 3 months
  • 50 free VoucherSkout credits offers 50% discount on bills at over 500 outlets, worth AED 250
  • Up to four ‘buy-one, get-one’ complimentary movie tickets with VOX cinemas each month
  • Up to two ‘buy-one, get-one’ movie tickets, 20% off on food and drinks with Reel cinemas
  • Get AED 200 statement credit with a new Citi Credit Card

Features

  • Earn ThankYou Points on your spend
  • Pay with earned points
  • Get AED 200 statement credit with a new Citi Credit Card
  • VoucherSkout credits
  • Global Airport Lounge Access
  • Complimentary Movies
  • No annual fee in first year

Additional Benefits

  • Unlimited free access to 1,000+ airport lounges globally for you and supplementary cardholders with one guest each per visit
  • No annual fee in year 1. From year 2, the card is free upon spending at least AED 9,000
  • Pay with points via Citibank Mobile, Citibank Online or through SMS
  • Use your ThankYou points to book hotel staycations in the UAE via ThankYou Rewards Travel Portal
  • Turn big payments like rent, school fees, etc., into reward points
  • Enjoy Local discounts and offers on dining, online shopping and entertainment
  • AED 100 cash rebate on 4,000 ThankYou points

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 249 or the highest over limit amount assessed daily during the statement period, whichever is lower
  • Cash Advance Fee: 3% of cash advance amount or AED 99 whichever is higher (max. of AED 250)

Addition Information

  • Easy Instalment Plan to pay for big purchases with easy, small payments
  • Instant cash loan available to meet your needs
  • Secure transactions with the New Citi Mobile App
  • Balance transfer option to reduce outstanding balance on credit card
  • Make your shopping more rewarding with Citi Rewards Credit Card