The CBD Yes Rewards Credit Card offers up to 15% cashback or Yes Rewards Points on fuel spends at ENOC/EPPCO stations and up to 1% on other domestic and international spends. Cardholders can also enjoy a 20,000 Points welcome bonus, complimentary airport lounge access, and Credit Shield Protection.
Earn cashback on using the card at ENOC/EPPCO Service Stations for fuel purchases, Zoom purchases, Autopro, Pronto. Earn rate is based on the total monthly spend on the card.
For monthly spends of AED 0-2,499 – cardholders can earn 3% cash back or 3 Yes Rewards per 1 AED spent. Maximum cashback is capped at AED 75 or 7,500 Yes Rewards per month.
For monthly spends of AED 2,500-9,999 – cardholders can earn 10% cash back or 10 Yes Rewards per 1 AED spent. Maximum cashback is capped at AED 125 or 12,500 Yes Rewards per month.
For monthly spends greater than AED 10,000 – cardholders can earn 15% cash back or 15 Yes Rewards per 1 AED spent. Maximum cashback is capped at AED 175 or 17,500 Yes Rewards per month.
On all other domestic spends, earn up to 1% cashback or 1 Yes Reward per 1 AED spent.
Earn up to 1% cashback or 1 Yes Reward per 1 AED spent on all eligible international transactions.
No reward points or cash back applicable on utility bills, education fees, government payments, insurance, cash advances, balance transfers, credit card payments, fees, charges, refunds, or transactions at exchange houses.
Features
No annual fee for the 1st year. Annual fee for the subsequent years will be waived if the annual spend in the previous year exceeds AED 12,000.
Up to 15% cash back on fuel related spends made at ENOC and EPPCO service stations.
Welcome bonus includes a complimentary reward points worth AED 200 or 20,000 Yes Rewards Points.
Earn Yes Rewards Points or cashback on both domestic and international spends.
Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program. Benefits can be availed separately for both primary and add-on cardholder.
A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children.
Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500.
Avail 2 complimentary valet parking services every month at over 30 locations in the UAE.
Additional Benefits
Purchase Protection Insurance protects eligible purchases made with the card against theft, accidental damage, or non-delivery of eligible purchases for up to 365 days.
A complimentary night’s stay when booking two nights or more at luxury hotels worldwide with Ten Concierge Hotel Services.
Extended warranty protection, automatically doubles the original manufacturer’s warranty for up to one year. Also covers repair and replacement costs of the eligible purchases.
Credit Shield Protection covers 100% of the outstanding balance or credit limit, up to AED 150,000, in case of the primary cardholder’s death, permanent disability, or critical illness.
Avail discounts at Emaar attractions, including 20% off on tickets at Kidzania, E-Kart Zabeel, Dubai Ice Rink, 20% discount on the Storm Coaster at Dubai Hills Mall and Zabeel Sports, and bonus credits at Play DBX.
With Balance Transfer facility transfer outstanding balances from other bank credit cards to a CBD Credit Card. Avail flexible repayment plans from 3 to 36 months at low interest rates.
Avail various 2-for-1 offers by downloading the Xperience with the ENTERTAINER app powered by Visa.
Easy Installment Plan allows cardholders to convert purchases into monthly installments at a 0% interest rate.
Fees & Charges
Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 304.50
Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher
Addition Information
The Welcome Bonus of 20,000 Yes Rewards Points is applicable only for new Yes Rewards Credit Card customers. It does not apply to existing CBD customers or those who are reapplying for the card.
The multi-trip travel insurance provides personal accident coverage up to $500,000 internationally, emergency medical expenses up to $2.5M, trip cancellation up to $7,500, baggage delay up to $500, and more.
The Ten Concierge Hotel Services night stays comes with a complimentary breakfast for two, a $100 hotel credit per stay, room upgrade and double loyalty points.
Bonus credits can be availed at Play DXB – Get AED 75 on a AED 200 purchase, AED 125 on a AED 300 purchase, AED 180 on a AED 400 purchase, and AED 250 on a AED 500 purchase.
To access VOX, Reel, and Valtrans facilities, customers must have a minimum monthly retail spend of AED 5,000.
New credit cardholders can avail 0% interest on Cash on Call for 6 and 12-month plans within 30 days of card issuance.
