CBD One Credit Card

Commercial Bank of Dubai

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.85%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
CashBack
Cinema Benefits
Credit Shield
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Purchase Protection
Travel Insurance
Valet Parking

The CBD One Credit Card is life tiem free Visa Signature Credit Card that offers exceptional benefits, including cashback, cinema offers, free valet parking, airport lounge access, and many other financial facilities like balance transfer, cash on call, easy installments, and much more.

Reward features

  • Earn up to AED 135 cashback each month on eligible transactions. 
  • Cash back is applicable on online spends, POS and digital wallet transactions.
  • To become eligible for the cash back a minimum spend of AED 5,000 per month is required.
  • The accumulated cash back will be credited back to the card account once every month.

Features

  • No annual fee credit card – free for life time. 
  • Earn up to AED 135 cashback each month on eligible transactions. 
  • Up to 4 complimentary rounds of golf each month at The Track Meydan and Arabian Ranches Golf Club, subject to a monthly retail spend of AED 7,500. 
  • Up to 8 complimentary visits per year to 1,000+ airport lounges worldwide with Visa Lounge Key Program.
  • Avail 50% off on up to 4 cinema tickets per month at VOX, Reel, or Novo cinemas. Also, get 20% off on F&B at Reel Cinemas on a minimum spend of AED 20.
  • Get 3 free Valtrans valet parking services per month at locations across the UAE, including Dubai International Airport and Al Maktoum International Airport.
  • A complimentary multi-trip travel insurance for up to 90 days (post travel date), covering the cardholder, spouse, and up to five children. 

Additional Benefits

  • Avail discounts at Emaar attractions, including 20% off on KidZania and Dubai Ice Rink tickets, the Storm Coaster, and Zabeel Sports District. 
  • With Balance Transfer facility, transfer outstanding balances from other bank credit cards to a CBD Credit Card. Avail flexible repayment plans from 3 to 36 months at low interest rates. 
  • Buyers Protection Insurance protects eligible purchases made with the card against theft, accidental damage, or non-delivery of eligible purchases for up to 365 days.
  • A complimentary night’s stay when booking two nights or more at luxury hotels worldwide with Ten Concierge Hotel Services.
  • Extended warranty protection, automatically doubles the original manufacturer’s warranty for up to one year. Also covers repair and replacement costs of the eligible purchases.
  • In the event of the primary cardholder’s death, permanent disability, or critical illness, 100% of the outstanding balance or credit limit up to AED 150,000 will be covered by the Credit Shield Protection policy.
  • Avail various 2-for-1 offers by downloading the Xperience with the ENTERTAINER app powered by Visa.
  • Easy Installment Plan allows cardholders to convert purchases into monthly installments at a 0% interest rate.
  • Cash on Call facility transfers up to 90% of the credit limit of the card to the bank account with just a phone call. Repayment can be made in up to 36 EMIs. 

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 304.50
  • Cash Advance Fee: 3% of the amount or AED 157.50, whichever is higher

Addition Information

  • The multi-trip travel insurance provides personal accident coverage up to $500,000 i.
  • The airport lounge access is available for the cardholder and one guest. 
  • The Ten Concierge Hotel Services night stays comes with a complimentary breakfast for two, a $100 hotel credit per stay, room upgrade and double loyalty points.
  • Bonus credits can be availed at Play DXB – Get AED 75 on a AED 200 purchase, AED 125 on a AED 300 purchase, AED 180 on a AED 400 purchase, and AED 250 on a AED 500 purchase.
  • To access VOX, Reel, and Valtrans facilities, customers must have a minimum monthly retail spend of AED 5,000.
  • New credit cardholders can avail 0% interest on Balance Transfer and Cash on call facilities on 6 and 12-month EMI plans within 30 days of card issuance.