Reward features
- Earn up to 10% cashback for spending on bills, education, transport and supermarket
- Free Valtrans valet parking 2 times per month
- 50% discount on VOX cinemas & Reel cinemas tickets across UAE region
- Avail discounts up to 12% at Agoda.com and up to 8% at Hotels.com
- 24-hour personalized concierge service
- Get complimentary access to over 1,000 airport lounges across the world via Lounge Key
Features
- Primary card free for first year
- Earn cashback for spending on retail categories
- Access to over 1,000 airport lounges across the world
- Free Multi-trip travel insurance
- Protection against theft or accidental damage with Purchase Protection and Extended warranty
- Supplementary card free for life for family
- Free Valtrans valet parking and cinema offers
Additional Benefits
- No annual fee for the first year on primary card
- Supplementary card free throughout life, for family with age above 15 years
- Chip & Pin security to make purchases, pay bills, and get cash in a secure way
- Multi-trip travel insurance applicable to the cardholder and family
- Global Emergency Assistance, if you have lost your Visa card and provide emergency cash
- Purchase Protection to protect you from theft or accidental damage
- Extended warranty doubles the warranty period up to 1 year
Fees & Charges
- Supplementary Card Annual Fee: Free for life
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3% or AED 105 (whichever is higher)
Addition Information
- Credit Shield Insurance as 0.89% per month on the outstanding balance
- 24-hour dedicated client service
- Multi-trip travel insurance up to a maximum of USD 500,000
- A minimum monthly total spend of AED 3,000 across all categories is required to start earning cashback
- Cashback capped at AED 150 per category, per month