Reward features
- Exclusive offer on over 900+ local and international hotels
- 300+ offers and promotions on travel, shopping, dining, and lifestyle
- Automatic enrollment to the Arabi points program
- Spend 2 AED locally and earn 1 Arabi Points
- Spend 2 AED on an international transaction and earn 1 Arabi point
- Credit shield insurance cover, travel insurance, purchase protection cover, and extended warranty
Features
- Personalized credit limit
- High cash advance limit
- Credit shield insurance cover, travel insurance, purchase protection cover, and extended warranty
- Use of smart chip technology in the card for enhanced security
- Easy payment plan starting at 1%
- Automatic enrollment to the “Arabi Points” program
- Global Airport Lounge Access, Global Concierge Service and Visa offers
- Medical & Legal Referral Service
Additional Benefits
- Use card for ATM withdrawal, online purchases, and more
- Competitive interest rates
- Extra security measures with the use of OTP for completing transactions
- Easy and simple card management using online and phone banking services
- Up to 52 days of interest-free grace period for full repayment before the due date
- Flexible repayment choosing 5%, 25%, 50% or 100% of the balance
- Can avail priority pass card at nominal fees
- 24/7 Concierge Service
- 8 Complimentary visits to 1,000+ premium airport lounges across Europe, North America, the Middle East and North Africa
- Medical & Legal Referral Service
Fees & Charges
- Supplementary Card Annual Fee: AED 500 (Free for Elite customers)
- Late Payment Fee: AED 230
- Over limit Fee: AED 275
- Cash Advance Fee: 3% with a min of AED 100
Addition Information
- Can issue supplementary cards
- Travel insurance available