Arab Bank Visa Signature Credit Card

Arab Bank

Min. Salary

AED 37000

Annual Fees

AED 1000

Interest Rate

3.25%

FX Rate

3%

Benefits

Airport Lounge Access
Credit Shield
Dining Benefit
Extended Warranty
Hotel Discounts
Purchase Protection
Travel Insurance

The Arab Bank Visa Signature Credit Card offers exclusive world-class benefits and privileges. Travel in comfort stay in luxury, shop, and dine using the card’s offers and promotion. The Visa Signature Card can be used for cash withdrawals and retail and online purchases.

Reward features

  • Exclusive offer on over 900+ local and international hotels
  • 300+ offers and promotions on travel, shopping, dining, and lifestyle
  • Automatic enrollment to the Arabi points program
  • Spend 2 AED locally and earn 1 Arabi Points
  • Spend 2 AED on an international transaction and earn 1 Arabi point
  • Credit shield insurance cover, travel insurance, purchase protection cover, and extended warranty

Features

  • Personalized credit limit 
  • High cash advance limit
  • Credit shield insurance cover, travel insurance, purchase protection cover, and extended warranty
  • Use of smart chip technology in the card for enhanced security
  • Easy payment plan starting at 1%
  • Automatic enrollment to the “Arabi Points” program
  • Global Airport Lounge Access, Global Concierge Service and Visa offers
  • Medical & Legal Referral Service

Additional Benefits

  • Use card for ATM withdrawal, online purchases, and more
  • Competitive interest rates
  • Extra security measures with the use of OTP for completing transactions
  • Easy and simple card management using online and phone banking services
  • Up to 52 days of interest-free grace period for full repayment before the due date
  • Flexible repayment choosing 5%, 25%, 50% or 100% of the balance
  • Can avail priority pass card at nominal fees
  • 24/7 Concierge Service
  • 8 Complimentary visits to 1,000+ premium airport lounges across Europe, North America, the Middle East and North Africa
  • Medical & Legal Referral Service

Fees & Charges

  • Supplementary Card Annual Fee: AED 500 (Free for Elite customers) 
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 275
  • Cash Advance Fee: 3% with a min of AED 100

Addition Information

  • Can issue supplementary cards
  • Travel insurance available