Reward features
- Free access to the VISA Premium Privileges Program
- Exclusive deals at selected hotels and rental car agencies
- Lounge access to over 1000+ airports up to 6 visits annually using the Priority Pass program
- Easy payment plans as low as 1%
- Retail purchases are interest-free up to 52 days if paid in full
- Convenient payment using the Direct Banking Services
- Added security due to the use of OTP while making transactions
Features
- Purchase Protection & Extended warranty
- Grace period of interest free credit up to 52 days
- Credit Shield Insurance covers the entire outstanding balance
- Transfer Outstanding balance from other cards
- Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
- Platinum benefits under the VISA Premium Privileges Program
- Automatic enrollment to Credit Card Rewards Program – Arabi Points
- Free membership to the Priority Pass program
Additional Benefits
- Customizable credit limit
- High cash advance limit of up to 75%
- Advanced security due to the use of smart chip technology
- Balance transfer option available
Fees & Charges
- Supplementary Card Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee: AED 275
- Cash Advance Fee: 3% with a min of AED 100
Addition Information
- Free supplementary cards
- 24/7 customer service
- Quick processing of the application