Arab Bank Visa Classic Credit Card

Arab Bank

Min. Salary

AED 1000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

3%

Benefits

Balance Transfer
Credit Shield

The Arab Bank Visa Classic Credit Card is a maximum value credit card that offers repayment convenience. Shopping using this card offers Arabi points that make purchases more rewarding. The cash withdrawal option is an added advantage of this card.

Reward features

  • Earn 1 Arabi Point on every 2 AED spend locally. 
  • Earn 1 Arabi point on every 1.5 AED spend on international transactions
  • Automatic enrollment to Credit Card Rewards Programs
  • Redeem points for cash

Features

  • Flexible credit limit to suit user’s finances
  • Avail up to 75% of cash advance
  • Flexible repayment option of the balance (5%, 5%, 25%, 50%, or 100%)
  • Interest-free credit up to 52 days
  • Balance transfer option available
  • Automatic enrollment to Credit Card Rewards Program – Arabi Points

Additional Benefits

  • Arab Bank Credit shield insurance for repayment security
  • Enhanced card security
  • Classic credit cards accepted locally and all over the world
  • Quick processing of the credit card application
  • Card management through the Internet and phone banking service
  • Easy credit card payments using Direct Banking Services

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 275
  • Cash Advance Fee: 3% with a min of AED 100

Addition Information

  • Free supplementary cards
  • Dedicated sales team for added customer convenience
  • Fraud protection is provided through MasterCard