American Express Platinum Credit Card

American Express

Min. Salary

AED 21300

Annual Fees

AED 700

Interest Rate

3.25%

FX Rate

2.94%

Benefits

Airport Lounge Access
Dining Benefit
Hotel Discounts
Purchase Protection
Travel Insurance

American Express Platinum Credit Card is a travel card that gives access to Membership Rewards points. The card also offers access to airport lounges, worldwide insurance coverage, annual fee waiver and much  more.

Reward features

  • Membership Rewards programme, earn 2 Membership Rewards points on every AED 4 spent
  • Airport lounges access across the world, with complimentary enrolment to the Priority Pass programme
  • Thousands of exclusive offers from American Express
  • Annual fee waiver on spending at least AED 10,000 on purchases during the first 3 months
  • This can continue for all subsequent years, if you spend up to AED 40,000 annually
  • Range of offers under International Airline Programme by American Express

Features

  • Membership Rewards points for spends
  • Redeemable membership rewards points for complimentary flights, upgrades, hotel stays and more
  • Access to 1,200+ Airport lounges globally with Priority Pass programme
  • Annual fee waiver with FeeBack
  • Comprehensive worldwide insurance
  • Comprehensive Travel Insurance

Additional Benefits

  • Travel Accident Insurance up to AED 1,800,000
  • Travel Inconvenience Insurance up to AED 5,400
  • Retail Protection Insurance up to AED 5,400
  • Cardholders will get the complimentary global Wi-Fi service
  • Hotel loyalty programme
  • Hotel room upgrades, early check-ins and late check-out

Fees & Charges

  • Supplementary Card Annual Fee: Up to 2 Supplementary cards at no charge. Additional cards (up to 7 cards) at AED 200 each
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 190
  • Cash Advance Fee: 3% or AED 100, whichever is higher

Addition Information

  • Retail Protection Insurance to cover theft and accidental damage
  • Online Fraud Protection Guarantee
  • Thousands of local and global offers by American Express
  • 24/7 Customer Service
  • Online access to Platinum Credit Card account