The American Express Blue Card is a cash back credit card that offers 1% cashback on purchases made on the card for groceries, paying dining bills, and spending on international holidays. Up to 9 free supplementary credit cards and no pre-set credit limit.
Get 1% cash back on transactions made with the card for purchasing groceries, paying dining bills, and spending on international holidays.
The cash back is not applicable on cash withdrawals, balance transfers, or expenses exceeding the credit limit on the card.
Supplementary cards will also earn reward points at the same rate.
The cash back will be credited back to the credit card account.
Features
Cash back on most spends made on the card.
No pre-set spending limit subject to terms & conditions.
Free travel accident insurance coverage up to AED 200,000 is applicable across the globe.
Fraud Protection Guarantee feature safeguards cardholders against credit card fraud or theft.
Up to 9 free supplementary credit cards for immediate family members of age 12 years and above with the same benefits.
Additional Benefits
Free virtual credit cards up to 6 – one for the primary cardholder and 5 for the supplementary card users.
Up to 40% credit limit can be utilized for cash withdrawal.
Interest-free period up to 56 days.
Retail protection insurance covers up to AED 750 per insured and AED 90,000 per card member in any 1 year period.
Fees & Charges
Supplementary Annual Fee: Free for first 9 cards
Late Payment Fee: AED 230 (AED 241.5 including VAT)
Over limit Fee: AED 275.5 (AED 290 including VAT)
Cash Advance Fee: 3% or AED 100, whichever is higher
Addition Information
Virtual credit card can be set up instantly under the existing Card account and can be used to conduct online shopping and contactless payments.
With virtual credit cards, cardholders can set limits, add them to digital wallets, and use the card in the absence of the physical card.
Manage the credit card digitally using the Amex MENA app and Online Services. Cardholders can activate the card, check recent transactions and statements, check membership rewards points, redeem the points, apply for supplementary cards, and do much more.
