Al Masraf World Elite MasterCard Credit Card

Al Masraf

Min. Salary

AED 40000

Annual Fees

AED 750

Interest Rate

2.75%

FX Rate

2.75%

Benefits

Airport Lounge Access
Balance Transfer
Credit Shield
Dining Benefit
Hotel Discounts
Travel Insurance

Al Masraf World Elite MasterCard Credit Card provides you to earn reward points by opting into Al Masraf Rewards Program. Avail special deals like discount on car rides, travel & hotel bookings, etc.

Reward features

  • Earn reward points through Al Masraf Rewards Program
  • 1 USD International spends 2.5 point,  1 USD local spends 2 point and 1 USD  Selected MCC’s, utilities & government service spends 0.5 point
  • 100,000 bonus points on AED 200,000+ annual spends
  • Reward points are redeemable in travel, lifestyle, leisure or get cashback
  • Global Blue VIP Service for VAT reclaim
  • Discounted Chauffeur rides with Careem. Get 20% off for 3 rides in a month
  • Get 10% cash back when you book on booking.com
  • Up to 10% discount on rentalcars.com. Car rentals from major and local brands across 160 countries
  • 15% off on your car rental by booking on www.avisworld.com
  • Get up to 10% discount for your airline bookings on cleartrip.com
  • Get Free nights on hotel bookings at over 200 Marriott Bonvoy hotels across Middle East & Africa region
  • Avail exciting shipping discounts with MyUS subscription
  • Hertz Gold Plus Rewards Five Star membership

Features

  • Al Masraf Rewards Program
  • Unlimited free airport lounge access
  • Contactless enabled payments
  • Travel medical insurance and Travel Inconvenience Insurance
  • Discount on airlines, hotel and renting a car
  • Priceless Specials 2-for-1 offers, discount on Udemy and MyUS premium Shipping discounts
  • Global Blue VIP Service for VAT reclaim and Hertz Gold Plus Rewards Five Star membership

Additional Benefits

  • Get up to 30% off on top trending courses and 50% off on course of the month on Udemy
  • Unlimited free access to over 900 airport lounges in more than 450 cities
  • Collision damage waiver covers for physical damage or theft to the rental car
  • No annual fees for supplementary card
  • Travel medical insurance to fulfil health & safety needs while travelling
  • Travel Inconvenience Insurance covers baggage delay, baggage loss/ damage, trip curtailment/ cancellation
  • Thousands of offers in Middle East & Africa region for fine dining, premium spa’s & other activities
  • 24-hr Call Centre to resolve any of your queries
  • Free Travel Insurance confirmation letter for Schengen visa requirement

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 250
  • Cash Advance Fee: 3% per month

Addition Information

  • Travel inconvenience insurance up to US$ 7,500
  • Travel medical insurance up to a maximum of US$ 500,000
  • Balance transfer option available
  • Cash Advance to meet your needs
  • Handpicked travel, lifestyle, and insurance benefits