Al Masraf World Elite Islamic Credit Card is a Sharia-Compliant card that offers multi-currency transactions, various loan products, free monthly and quarterly statements, and more.
“Get travel and lifestyle offerings under the skywards miles program
Get unlimited access to over 650 premium airport lounges and concierge services
Get 2 complimentary rounds of golf a month at 5 locations around the UAE
Airport transfers up to 2 drops per calendar year in the UAE
Get up to 4 complimentary valet parking services
Get exclusive offers on Emirates Airlines
Get health club privileges at Lifeline Health Club Abu Dhabi
Dining discounts of up to 30% at over 2000 restaurants across the UAE under the Emirates NBD Bon Appetit program
Get 3% discount on air tickets and up to 7% discount on holiday packages through the Emirates NBD Travel Desk
Free multi trip travel insurance
Free purchase protection and extended warranty
Up to 50% discount on shopping and lifestyle
Get automatic Salik top-up”
Features
This is a Sharia-compliant credit card
Conduct transactions in multiple currencies without the hassle of conversion fees, supporting seamless global payments in AED, USD, EUR, and GBP.
Personalized assistance with a dedicated relationship manager to cater to your financial needs and ensure a smooth banking experience.
Access diverse Sharia-compliant loan products tailored to meet your financial requirements, whether personal, home, or business-related.
Additional Benefits
Get your first cheque book free of charge, enabling easy and convenient financial transactions.
Perform over-the-counter transactions at branches without incurring any teller fees, adding convenience and value to your banking experience.
Benefit from reduced fees and preferential rates on transactions conducted through the bank’s secure online banking platform.
75% of the card limit can be availed as a cash advance.
Fees & Charges
Supplementary Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee: NA
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 100
Addition Information
Receive detailed monthly or quarterly account statements at no cost.
Payments are due within 25 days from the statement date
Up to 9 supplementary credit cards can be availed for free.
Eligibility Details – The applicant must have an annual income of AED 50,000 or above, and must have a valid passport, UAE Visa for Expats, and Emirates ID.
Documents to apply for the card include a duly filled-in application form, trade license copy, and valid passport copies of the owners.
