Al-Hilal-Bank-Etihad-Guest-Signature-Credit-Card

Al Hilal Bank

Min. Salary

AED 20000

Annual Fees

AED 1050

Interest Rate

3.25%

FX Rate

3.14%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant

Etihad Guest Signature Credit Card is a co-branded travel credit card offered in partnership with Etihad Airlines. The card offers Etihad Guest Miles on every spend and up to 65,000 Miles bonus rewards. Airport lounge access, purchase protection are other card features. This is sharia compliant card

Reward features

  • Welcome bonus of 40,000 Etihad Guest Miles which can be redeemed for flight bookings on Etihad Airlines
  • Spend AED 18,500 every calendar quarter and get 5,000 miles as a quarterly bonus
  • Get 20,000 bonus miles every year on card renewal as anniversary bonus
  • Earn up to 5.75 Etihad Miles for every AED 10 spent on the card for international transactions and Etihad flight bookings and domestic transactions gives 3.75 Miles
  • Use the accrued Miles to book an Etihad flight and get 15% cashback
  • Etihad Guest Silver Tier Status free for the first 6 months. Book 2 return economy tickets or 1 business class ticket to continue the status

Features

  • Earn up to 75,000 Etihad Guest Miles as welcome bonus, quarterly bonus, and anniversary bonus
  • Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
  • Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest. Repayment in easy installments
  • Unlimited free access to LoungeKey airport lounges across the world
  • Stay protected against unauthorized transactions with fraudulent card misuse protection cover of $2,500 per instance
  • This is sharia compliant card

Additional Benefits

  • Complimentary Dragon Pass to avail dining discounts at the airport
  • Up to 25% discount on stay and dining at Jumeirah Properties and Dining and Meraas Dining outlet
  • Golf rounds at discounted rates at select golf courts in the country
  • Two free airport transfers in a calendar year
  • Complimentary concierge services at select locations across the globe
  • Purchase Protection covers damaged and stolen goods purchased with the card
  • Extended warranty feature extends the original warranty of the products purchased with the card up to 1 year
  • Easy EMI feature to convert purchases to monthly installment at 0% interest and zero processing fee
  • Three free supplementary credit cards for immediate family members of the cardholder

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
  • Late Payment Fee: 241.5
  • Over limit Fee: 0
  • Cash Advance Fee: 3.15%

Addition Information

  • Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
  • Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE
  • Etihad Guest Miles can also be redeemed for flight upgrades
  • Every AED 10 spent on domestic transactions gives 3.75 Miles
  • Every AED 10 spent on international transactions gives 5.75 Miles
  • Every AED 10 spent on Etihad Flight bookings gives 5.75 Miles
  • Earn 0.625 Miles for every AED 10 spent on other categories including utility bill payments, telephone bills, grocery, insurance, etc.
  • Utility bill payments can be made using the card through Al Hilal Mobile Banking App
  • 1+1 Entertainer offer at select merchants