Al-Hilal-Bank-Etihad-Guest-Infinite-Credit-Card

Al Hilal Bank

Min. Salary

AED 30000

Annual Fees

AED 2100

Interest Rate

3.25%

FX Rate

3.14%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant

Etihad Guest Infinite Credit Card  is a co-branded travel credit card offered in partnership with Etihad Airlines. It offers Etihad Guest Miles on every spend and also in the form of bonus rewards. Cash on call, Balance Transfer at 0% interest are other card features. This is sharia compliant card.

Reward features

  • Welcome bonus of 60,000 Etihad Guest Miles which can be redeemed for flight bookings on Etihad Airlines
  • Spend AED 37,000 every calendar quarter and get 10,000 miles as a quarterly bonus
  • Get 40,000 bonus miles every year on card renewal as anniversary bonus
  • Earn up to 8.25 Etihad Miles for every AED 10 spent on the card for international transactions and Etihad flight bookings
  • Use the accrued Miles to book an Etihad flight and get 15% cashback
  • Etihad Guest Gold Tier Status free for the first 6 months. Book 2 return economy tickets or 1 business class ticket to continue the status
  • Earn 5.75 miles for every AED 10 you spend domestically

Features

  • Earn up to 1,10,000 Etihad Guest Miles as welcome bonus, quarterly bonus, and anniversary bonus
  • Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
  • Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest. Repayment in easy installments
  • Unlimited free access to premium airport lounges across the world. An accompanying guest can also use the privilege along with the cardholder
  • Stay protected against unauthorized transactions with fraudulent card misuse protection cover of $3,000 per instance
  • This is sharia compliant card

Additional Benefits

  • Complimentary Dragon Pass to avail dining discounts at the airport
  • Up to 25% discount on stay and dining at Jumeirah Properties and Dining and Meraas Dining outlet
  • Golf rounds at discounted rates at select golf courts in the country
  • Four free airport transfers in a calendar year
  • Complimentary concierge services at select locations across the globe
  • Purchase Protection covers damaged and stolen goods purchased with the card
  • Extended warranty feature extends the original warranty of the products purchased with the card up to 1 year
  • Easy EMI feature to convert purchases to monthly installment at 0% interest and zero processing fee
  • Three free supplementary credit cards for immediate family members of the cardholder

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
  • Late Payment Fee: 241.5
  • Over limit Fee: 0
  • Cash Advance Fee: 3.15%

Addition Information

  • Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
  • Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE
  • Etihad Guest Miles can also be redeemed for flight upgrades
  • Earn 0.625 Miles for every AED 10 spent on other categories including utility bill payments, telephone bills, grocery, insurance, etc.
  • Free access to Global Blue Lounges that provide tax-free shopping and VIP refund services
  • 1+1 Entertainer offer at select merchants