Sign-up bonus of 100,000 Joud Reward points
Earn 1.25 Joud reward points on every AED 1 spent on local retail transactions and 1.75 points on international spends
Spend a minimum of AED 240,000 in the previous year and get the renewal fee waived
Two free vouchers for access to VIP Terminal at Abu Dhabi International Airport
With Hertz Gold Plus Rewards Five star membership enjoy discounted car rentals, free car upgrades, faster rental car bookings, etc.
Complimentary night booking at SPG Hotels – 1 free booking for every 2 bookings
40% discount on travel visa services to Schengen countries. Complimentary services include priority appointment scheduling, form filling, and document collection

No annual fee for the first year and renewal fee waiver subject to meeting the minimum spend criteria
Joud reward points as sign-up bonus and rewards points on every spend
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest
Repayment in easy installments
Complimentary unlimited access to over 850 airport lounges in 400 cities
This is sharia compliant card
Two complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport
A comprehensive travel inconvenience insurance and travel medical insurance provided

A comprehensive travel inconvenience insurance and travel medical insurance covers all travel-related inconvenience and medical expenses
Free Wi-Fi access to about 1 million hotspot locations across the globe including on-board on select airlines
‘Mastercard for You’ app provides access to all the privileges and benefits available on the credit card
At Abu Dhabi Airport VIP terminal enjoy priority check-in, luggage collection services, access to VIP lounge and other optional services
Redeem Joud reward point for flight, hotel, car bookings; online shopping, utility bill payments, donate to charity, etc.

Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Late Payment Fee: AED 241.5
Over limit Fee: NIL
Cash Advance Fee: 3.15%

Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE
Travel inconvenience insurance covers loss of baggage – up to $3,000; baggage delay – $500; trip cancellation – up to $7,500, etc.
Medical insurance covers travel accidents, emergency medical evacuation – $500,000 each, medical emergency expenses – up to $50,000, and daily in-hospital benefit $100 per day

Al Hilal Bank Emirati World Mastercard Credit Card