Al Hilal Bank Cashback Credit Card

Al Hilal Bank

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.2%

FX Rate

3.14%

Benefits

Airport Lounge Access
CashBack
Dining Benefit
Hotel Discounts
Purchase Protection
Sharia Compliant

Al Hilal Bank Cashback Credit Card is a Sharia-compliant, no annual fee credit card that provides cashback benefits on most of the transactions made using the card. Users can choose 2 out of 5 spending categories to avail the cashback. The cashback credit cards also offer travel and lifestyle benefits. 

Reward features

  • Earn 5% cash back on select category spends including on Grocery, Education, Fuel, International spends, and Dining. Users can choose any two categories. 
  • Earn 1% cash back on all other retail transactions except government related transactions. 
  • The maximum amount of cashback is capped at AED 500 per month. 
  • Users are eligible for the cash back only when the retail spending on the card reaches AED 8,000 in a calendar month. 
  • Users who spend AED 3,000 per month on the card will earn 3% cash back on select categories and 1% on the rest. 
  • Cashback will be credited only when the total mount due on the card is settled on or before the due date. 

Features

  • Avail cashback on different categories including groceries, fuel, dining, education, and international spending.
  • Users can choose two spending categories to avail cashback up to 5%.
  • Unlimited access to airport lounges at over 25 regional and international locations including UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
  • Buy 1 and Get 1 offer on dining, premium spas, and leisure activities.
  • 20% discount on Talabat online grocery and food orders that can be availed up to 2 times per month.

Additional Benefits

  • Get up to 30% discount on your international travel and hotel booking made through the Cleartrip website. 
  • 10% discount for bookings made for 1 passenger or 1 night 
  • 15% discount for bookings made for 2 passengers or 2 nights 
  • 20% discount for bookings made for 3 passengers or 3 nights 
  • 25% discount for bookings made for 4 passengers or 4 nights 
  • 30% discount for bookings made for 5 passengers or 5 nights
  • Up to 10% discount on bookings made through Booking.com
  • Offers at IHG Hotels & Resorts – 15% discount on room bookings, free welcome drink, late checkout, etc.
  • Avail Fulfill Visa Services to apply and book appointments for your travel visa needs
  • 10% discount on bookings made on rentalcars.com
  • 20% discount at Avis Car Rental
  • Up to 10% discount on card or truck bookings made at Budget Car Rental.

Fees & Charges

  • Supplementary Annual Fee: Free for the 1st 3 cards; From 4th card onwards – AED 105
  • Late Payment Fee: AED 100
  • Over limit Fee: NA
  • Cash Advance Fee: 3.15% of the withdrawal amount

Addition Information

  • Up to 60% discount across Bicester Village boutiques all year round. Offers include a VIP invitation, a 15% discount on shopping packages, chauffeur-driven rides, Shopping Express, and access to VIP lounges. 
  • Up to 10% off at Farfetch stores with a minimum spend of USD 200. Use promo code MC10MEA at farfetch.com. 
  • Get 2 months of free subscription for Lingokids and then enjoy 30% off on monthly subscriptions afterward. Use the code MASTERCARDMEA to avail the offer. 
  • 25% discount on 1st subscription payment at Fiit.
  • The card comes with a Purchase Protection feature that safeguards your credit card transactions for 180 days. It covers credit card theft, online fraud, and others. 
  • Users can change the cash back category once a month. No fee will be levied for 2 category changes per calendar year.