Ajman Bank ULTRACASH Credit Card is an Islamic credit card with cashback and lifestyle benefits. Named Touch Card Mastercard, the card comes with small notches on the surface to enable visually impaired users to identify and use the card easily.
A welcome bonus of AED 500 for the UAE Nationals and AED 300 for Expatriates.
The bonus amount will be credited upon conducting one retail transaction in 1st 30 days of card issuance and after paying the annual fee.
Earn up to 10% cash back (UAE Nationals) and 5% (Expatriates) on 2 select categories of spends including fuel, supermarket, online shopping, and school fees, etc.)
Cardholders can choose any 2 categories and avail of the cash back benefit.
A 10% cash back is applicable on fuel transactions for UAE Nationals for 1st 3 months and after that 5%. Expatriates will only earn 5%.
A 5% cash back applies to other categories like online spending, supermarkets, and school fees for both the UAE Nationals and expatriates.
On all other spends 1% cash back is applicable.
Monthly cashback is capped at AED 400 for fuel transactions and AED 200 for online shopping, supermarket, and school fees-related transactions.
Cardholders can redeem cashback on the Ajman mobile banking app.
Features
Cardholders receive a welcome bonus of up to AED 500 and cashback of up to 20% on select categories of spends.
The 2nd year annual fee will be waived on spending AED 12,000 on retail spends.
The card features small notches on its surface to help individuals with sight loss and partial vision to easily identify and use the credit card by just touching it.
The card offers unlimited complimentary lounge access to over 25 regional and international airports across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more.
Free valet parking 3 times a month at over 35+ locations in Dubai, Abu Dhabi, Majid Al Futtaim (MAF) Malls, and others. Service is available on a minimum card usage of AED 5,000 per month.
Additional Benefits
Balance transfer from other credit cards to Ajman Bank at 0% interest rate for 3 or 6 months.
Easy Cash facility that allows cardholders to withdraw 90% of the available credit limit as cash with a repayment plan of 3 to 48 months. The amount can be transferred to the Ajman Bank account or any other bank in the UAE.
Convert high-value purchases at preferred partners into easy installment plans. Repayment tenure options of 3,6, 9, & 12 months are available.
