Ajman Bank AccelRight Business Credit Card

Ajman Bank

Min. Salary

AED 10000

Annual Fees

AED 400

Interest Rate

3.5%

FX Rate

3.5%

Benefits

Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance

 Ajman Bank Accelright Business Credit Card is a business credit card that offers a wide range of benefits and rewards. By offering a credit limit of up to AED 10 Million, the Credit Card enables businesses to manage their working capital requirement efficiently.

Reward features

  • Businesses can take multiple credit cards for their employees. 
  • The card comes with a business card liability waiver facility that provides cover against unauthorized use of the card by the employees. Each cardholder will be covered with a sum of up to $25000 and $1.65 Million per corporate client.
  • Under the Visa Commercial Card Perks Program, businesses can have a comprehensive suite of benefits and offers designed to enhance the efficiency of SMEs’ business processes. 

Features

  • Business credit card with zero annual fee for the first year.
  • Eligible businesses can use the card limit as a revolving line of credit for their working capital requirements at a low-profit rate. 
  • Avail credit limits up to AED 10 million. 
  • Offers a multitude of travel benefits from various vendors including booking.com, agoda, IHG Hotels, etc. 
  • Upto 55 days free grace period

Additional Benefits

  • Avail dining offers in more than 200 restaurants in the MENA region under the Dining Pass Dining Offer. 
  • Through YQ Meet and Assist service, businesses can get a 15% discount on Meet & Greet service at over 450 destinations across the globe. 
  • Avail 8% discount on bookings made through booking.com.
  • Up to 12% discount on hotel bookings made on Agoda Hotels. 
  • Book any hotel or resort at IHG Hotels and get up to 15% discount valid at more than 100 locations. 
  • Jumeirah Hotels provides an exclusive discount of up to 20% on stay and a 25% discount on food & beverages for the cardholders. 
  • Rent a car at gettransfer.com and get a discount of up to 11% along with a personal drive. 
  • Avail 10% discount on car rentals booked on SIXT Car Rentals. 
  • Get shopping discounts at select merchants of fashion, homeware, and electronics, across the globe. 
  • Get access to more than 10 Golf locations as part of Visa benefits. 

Fees & Charges

  • Supplementary Annual Fee: NA
  • Late Payment Fee: AED 125 
  • Over limit Fee: NA
  • Cash Advance Fee: AED 150 per transaction

Addition Information

  • The card offers the benefits of simplified VAT and corporate tax payments to maximize working capital benefits. 
  • Cardholders get immediate support for lost or stolen cards including emergency card replacements
  • International medical and travel assistance with 24/7 free services like medical advice, and travel advice.
  • Travel Insurance for cardholders, their spouse, and minor children.
  • Purchase Protection benefit to cover stolen or damaged goods purchased with the card
  • Extended Warranty benefit available. This feature extends the original warranty provided on a product when purchased with the credit card. 
  • The card has a chip and pin feature providing maximum security through personalised PIN
  • Credit card payments can be made through Apple Pay, Samsung Pay, and Google Pay. 
  • The credit card can be easily managed through the Ajman Bank Corporate Internet Banking. 
  • Smaller transactions at merchant outlets can be carried through contactless functionality
  • Online purchases are secured with the 3D secure feature.
  • 15% of the credit card limit is available as a cash advance.