ADIB-Value+-Credit-Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.09%

FX Rate

1.80%

Benefits

Airport Lounge Access
Balance Transfer
Dining Benefit
Extended Warranty
Purchase Protection
Sharia Compliant

ADIB Value Card is a reward credit card with zero annual fee. It offers reward points on every AED 1 spent on the card. Also enjoy dining discounts, shopping vouchers, free add-on cards, Mastercard offers, and much more.

Reward features

  • Every Dirham spent locally on the card brings 1 reward point while international transactions get 2 reward points.
  • Reward points can be redeemed for any airline tickets and shopping vouchers of select malls in Abu Dhabi and Sharjah.
  • ‘Cash on Call’ facility provides instant cash up to the card’s available limit with just a phone call.

Features

  • Earn reward points on local and international spends on the card.
  • Reward points can be redeemed to book flight tickets and for shopping vouchers.
  • Card features both chip and PIN technology to provide advanced safety and convenience.
  • Cash withdrawal limit up to 100% of the finance limit.
  • Complimentary unlimited access to select airport lounges across MENA/GCC region.

Additional Benefits

  • MasterCard Priceless Arabia offers provide discounts and deals on dining, shopping, travel, etc.
  • Balance transfer facility from any credit card to ADIB Edge card with just a phone call.
  • Free access to ADIB smartdeals app that offers more than 1,000 offers and deals on shopping.
  • Four add-on credit cards to family members with no additional fee.

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4th card, 5th card onwards: AED 250
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or AED 99

Addition Information

  • Shopping vouchers eligible for redemption are from Sharjah Mega Mall, Abu Dhabi Mall, and Sahara Centre in Abu Dhabi and Sharjah.
  • Reward points redemption rate: Every 10,000 points = AED 50; Every 100,000 points = AED 1,000
  • Call ADIB customer care at 600543216 to redeem reward points.
  • Card payments can be made through various online and offline options.