ADIB Spice Credit Card

ADIB

Min. Salary

AED 12000

Annual Fees

AED 199

Interest Rate

3.09%

FX Rate

1.8%

Benefits

Balance Transfer
CashBack
Credit Shield
Dining Benefit
Sharia Compliant

With ADIB Spice Credit Card, earn reward points under ADIB Rewards Program. Discounts on dining, redeem points against flight tickets, cash on call facility. It is a Sharia compliant credit card.

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Reward features

  • With ADIB Rewards program, earn up to 2 reward points for every 1 AED spent on card
  • Get up to 9% cashback on various spends, subject to spending a minimum of AED 3,000 in a month
  • Exclusive discounts on dining at various restaurants across UAE
  • Redeem your ADIB rewards points against flight tickets on any airline, destination, anytime
  • Redeem your ADIB Rewards Points for shopping mall vouchers

Features

  • ADIB Rewards program
  • Cashback available on your spend
  • Earn reward points
  • Easy Pay Plan option​​
  • Cash withdrawal option available
  • The minimum salary for UAE national is AED 8,000 and Expats is AED 12,000

Additional Benefits

  • Convert your jewellery purchase into an Easy Payment plan of 3 or 6 months @ 0% Murabaha (profit)
  • From dining, shopping and sports to exciting attractions and travel, get amazing offers at pricelessarabia.com
  • With Cash-on-Call facility, get access to cash up to your available limit in one easy phone call
  • Numerous convenient ways to make payment towards outstanding card amount
  • Grace period applicable up to 55 days
  • Takaful covers your card outstanding against the unfortunate events of death, disability, loss of employment

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4 cards, AED 199 from 5th card onwards
  • Late Payment Fee: No
  • Over limit Fee: No
  • Cash Advance Fee: 3%, subject to minimum of AED 99

Addition Information

  • Built-in chip feature to ensure secure payment
  • Takaful coverage available
  • No interest up to 55 days
  • Priceless Arabia offer
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