ADIB Smiles Signature Credit Card is a rewards credit card. It offers Smiles points on every transaction, free travel insurance, airport lounge access, valet parking, roadside assistance, etc. Smiles points can be redeemed for flight and hotel bookings.
Spend AED 25,000 per quarter and earn 10,000 Smiles points as a quarterly bonus.
Redeem Smile points for flight bookings over 1,000 airlines and 50,000+ hotels across the globe.
Smiles points can also be redeemed to pay for select Etisalat services through the Smiles App.
Features
Sign up bonus of 70,000 Smiles points.
Free subscription to Smiles Unlimited Program for one year.
Four complimentary valet parking services per month at select locations.
Free multi-trip travel insurance that covers medical, personal, and travel inconveniences for cardholders and their family.
Additional Benefits
Get access to more than 1200 airport lounges across the globe, including 220 in Central Europe, the Middle East, and Africa.
Download the Smiles App and get 1+1 offers worth AED199 and other discount offers
Free roadside assistance including unlimited towing services within the city, 3 times per year towing services within Emirates, jump start services, flat tyre service, lockout service, free transportation vehicle registration service, and fuel delivery service.
Shop and get the best deals from ADIB partner retailers.
Book flights, make travel arrangements, hotel reservations, dinner arrangements, etc., through a free 24-hour concierge service.
Medical assistance includes medical advice over the phone, delivery of essential medicines, arranging physicians to the cardholder’s place, etc.
Cash Advance Fee: 3% of the withdrawn amount or AED 99
Addition Information
Cardholders can download the Visa Airport Companion (VAC) app to know the details of the eligible airport lounges.
The card Protection feature covers the card against unauthorized transactions and fraudulent card misuse. It provides reimbursement of up to USD 2,500 per occurrence with an annual cap of USD 4,000.
Balance transfer facility available to transfer outstanding on other bank credit cards to ADIB credit card.
Transfer money from the card to a selected bank account with just a phone call.
Shop with the card and pay back in easy monthly installments (EMIs) of 3/6/9/12 with zero monthly interest and processing fee.
An optional Takaful protection cover in case of death, disability, critical illness, and loss of employment.
Four free add-on credit cards for immediate family members.
