ADIB Exceed Visa Covered Credit Card offers Exceed Reward points for every AED spent, redeemable for utility payments, shopping vouchers, and travel. Cardholders also benefit from free roadside assistance within the UAE once a year.
Cardholders earn 0.5 Exceed Rewards for every AED 100 spent within UAE
1.0 Exceed Rewards for every AED 100 spent internationally
0.125 Exceed Reward for every AED 100 spent on specific merchants such as supermarkets, utilities, public transportation, etc.
Redeem reward points for utility payments, flight purchases, retail or online shopping vouchers, etc.
Features
Earn Exceed reward points on every spend
Free roadside assistance within the UAE once a year
Zero charges for 4 supplementary credit cards
Upto 55 days grace period for monthly payment
Additional Benefits
100% cash withdrawal limit
100% transfer of excess funds from card to account
Cardholders can request a temporary increase in credit limit by paying a fee of AED 50
Fees & Charges
Supplementary Annual Fee: Free for the first four cards and from 5th card onwards AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
Excess funds transfer from card to account only applies when processed through the ADIB Branch or Call Centre.
Exceed reward points can be redeemed using ADIB mobile app
Documents required to apply for the card include a valid passport, valid Emirates ID, last 3 months’ bank statement, and last month’s salary certificate.
From the 5th supplementary card onwards the annual fee will be AED 99
A minimum of 5% of the outstanding amount on the cards must be repaid every month.
