ADIB Etisalat Visa Platinum Credit Card

ADIB Etisalat Visa Platinum Credit Card

ADIB

Min. Salary

AED 20000

Annual Fees

AED 999

Interest Rate

2.99%

FX Rate

3.1%

Benefits

Airport Lounge Access
Salary Transfer
Sharia Compliant
Valet Parking

ADIB Etisalat Visa Platinum Card is a co-branded credit card issued in partnership with Etisalat Tele Communication Company. It offers Etisalat Smiles points on every Dirham spent on the card. Reward points can be redeemed for Etisalat free talk time.

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Reward features

  • Etisalat Smiles points can also be redeemed to pay mobile bills, car rental, eLife service, retail stores, and others.
  • Sign up Smiles Points are equivalent to more than 2,100 minutes of UAE talk time.
  • Sign up Smiles Points are equivalent to more than 1,100 minutes of talk time for calls to India, Pakistan, Oman, and Bangladesh.
  • Sign up Smiles Points are equivalent to more than 850 minutes of talk time for calls to Kuwait, Bahrain, and Saudi Arabia.
  • Sign up Smiles Points are equivalent to more than 1,100 minutes of talk time for calls to Jordan, Egypt, Lebanon, Syria, and the Philippines​.

Features

  • Sign up bonus of 70,000 Etisalat Smiles points redeemed for 38 hours of UAE talk time.
  • Earn up to 4 Etisalat Smiles points for every AED 1 spent on select transaction
  • Redeem Etisalat Smile points for UAE talk time.
  • Four complimentary valet parking services per month at select locations.
  • Complimentary access to over 60 premium lounges across the globe.

Additional Benefits

  • Four free supplementary credit cards for immediate family members.
  • Cash withdrawal limit is 100% of the finance limit.
  • Up to 55 days interest-free grace period every month.

Fees & Charges

  • Supplementary Card Annual Fee: AED 999 (from 5th card)
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or AED 99

Addition Information

  • Reward points rate for every AED 1 (Non-self funded card) – 1 point on merchant transactions; 4 points on domestic and international spends.
  • Reward points rate for every AED 1 (Self-funded card) – 1 point on merchant transactions; 2 points on domestic and international spends.
  • Interest-free grace period of up to 55 days every month.
  • Reward points can be conveniently redeemed at the Etisalat Smiles website.
  • Credit card payments can be made conveniently at the bank branches, cash deposit machines, UAE Exchange, Al Fardan Exchange, and Al Ansari Exchange.
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