Reward features
- Cardholders receive a welcome bonus of 35,000 Etihad Guest Miles
- Earn up to 1.5 Etihad Guest Miles for every AED 4 spent using the card. The maximum miles are capped at 100,000 per month
- Earn 0.5 Miles on every AED 4 spent on specific categories including supermarkets, utilities, taxes, fines, utility bill payments, petrol, real estate agents, public transport, road tolls, and charities.
- With the Etihad Guest ‘miles on the go’ program, earn 1 Etihad guest mile and tier mile for every AED 3 spent at the partner stores.
- Redeem the earned Guest Miles for flight bookings, to purchase furnishing and electronics.
Features
- Earn bulk Etihad Guest Miles as a welcome bonus and Miles on every spent on the card.
- Redeem the Miles and travel anywhere with Etihad Airways.
- Get a free companion ticket voucher on spending AED 150,000 or more on the card. The ticket allows you to travel on Etihad Airways to any place, in any class.
- Cardholders can obtain 2 free lounge visits per year to 850+ airports across the globe.
- Fast track to Etihad Guest silver tier once the cardholder completes 4 return flights on Etihad Airways within the first 12 months of card issuance.
Additional Benefits
- Free roadside assistance is applicable throughout the country.
- The Gold Card comes with a chip & pin and contactless technology providing greater safety and convenience.
- Clear the outstanding dues on the card through various channels including ADIB branches, ADIB cash & check deposit machines (CCDM), internet/ telephone banking, and at more than 250 exchange houses located across the UAE.
- Transfer of 100% excess funds over the cash cover from card to account
- 100% cash withdrawal limit
Fees & Charges
- Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1000
- Late Payment Fee: AED 100
- Over limit Fee: AED 50
- Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
- The first 4 supplementary cards can be availed free of cost.
- A grace period of up to 55 days for monthly payment
- Documents required to apply for the card include valid Emirates ID, valid passport, salary certificate, and last 3 months bank statement