Reward features
- Cardholders receive 1 Etihad guest mile on every AED 4
- Earn 0.25 Miles on every AED 4 spent on specific categories including supermarkets, utilities, taxes, fines, utility bill payments, petrol, real estate agents, public transport, road tolls, and charities.
- Earn 0.4 miles for every AED 4 spent in countries part of the European Economic Area.
- With the Etihad Guest ‘miles on the go’ program, earn 1 Etihad guest mile and tier mile for every AED 3 spent at the partner stores.
- Etihad Miles can be redeemed at the Etihad Rewards website.
Features
- Sign-up bonus of 10,000 Etihad Guest Miles that can be redeemed to book a ticket on Etihad Airways.
- Earn up to 1 Etihad Guest Miles on every AED 4 spent on the card.
- The card features both chip and PIN technology to provide advanced safety and convenience.
- Complimentary roadside assistance anywhere within the country.
Additional Benefits
- Four free supplementary credit cards for immediate family members.
- Withdraw 100% of the finance limit as cash.
- Up to 55 days interest-free grace period every month
Fees & Charges
- Supplementary Annual Fee: Free up to 4th card, From 5th card onwards – AED 500
- Late Payment Fee: AED 100
- Over limit Fee: AED 50
- Cash Advance Fee: 3% of the withdrawn amount or AED 99
Addition Information
- Card payments can be made at over 60 ADIB branches in UAE, ADIB CCDMs, and through internet banking.
- ADIB account holders can register for telephonic banking and transfer funds from the account to the card.
- Cardholders can clear the bills in 250 exchange house branches located across the UAE.
- Documents required for applying for the card are a valid passport, last month’s salary certificate, valid Emirates ID, and last 3 months’ bank statement.