ADIB-Etihad Classic Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 500

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Roadside Assistance
Sharia Compliant

ADIB Etihad Guest Classic Card is a travel credit card with travel benefits for Etihad guests. The card provides sign-up bonus miles, Etihad Guest Miles on every purchase, free roadside assistance, and other benefits.

Reward features

  • Cardholders receive 1 Etihad guest mile on every AED 4
  • Earn 0.25 Miles on every AED 4 spent on specific categories including supermarkets, utilities, taxes, fines, utility bill payments, petrol, real estate agents, public transport, road tolls, and charities.
  • Earn 0.4 miles for every AED 4 spent in countries part of the European Economic Area. 
  • With the Etihad Guest ‘miles on the go’ program, earn 1 Etihad guest mile and tier mile for every AED 3 spent at the partner stores. 
  • Etihad Miles can be redeemed at the Etihad Rewards website.

Features

  • Sign-up bonus of 10,000 Etihad Guest Miles that can be redeemed to book a ticket on Etihad Airways.
  • Earn up to 1 Etihad Guest Miles on every AED 4 spent on the card.
  • The card features both chip and PIN technology to provide advanced safety and convenience.
  • Complimentary roadside assistance anywhere within the country.

Additional Benefits

  • Four free supplementary credit cards for immediate family members.
  • Withdraw 100% of the finance limit as cash.
  • Up to 55 days interest-free grace period every month

Fees & Charges

  • Supplementary Annual Fee: Free up to 4th card, From 5th card onwards – AED 500
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or AED 99

Addition Information

  • Card payments can be made at over 60 ADIB branches in UAE, ADIB CCDMs, and through internet banking.
  • ADIB account holders can register for telephonic banking and transfer funds from the account to the card.  
  •  Cardholders can clear the bills in 250 exchange house branches located across the UAE.
  • Documents required for applying for the card are a valid passport, last month’s salary certificate, valid Emirates ID, and last 3 months’ bank statement.