ADIB Emirates Skywards World Credit Card

ADIB Emirates Skywards World Credit Card

ADIB

Min. Salary

AED 10000

Annual Fees

AED 1500

Interest Rate

3.33%

FX Rate

3.1%

Benefits

Airport Lounge Access
Balance Transfer
Golf Benefits
Salary Transfer
Sharia Compliant
Travel Insurance
Valet Parking

ADIB Emirates Skywards World Card is a co-branded credit card powered by Emirates. It offers Skyward Miles on every transaction, free airport lounge access, airport transfer,  travel insurance, home check-in for Emirates flights, valet parking, and many others.

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Reward features

  • 20,000 Bonus Skyward Miles on minimum spend of AED 50,000 within 6 months of card issuance.
  • Free Silver tier membership to Emirates Skywards to primary cardholder.
  • Complimentary travel inconvenience and travel medical cover.
  • Up to 2.5 Skyward Miles on every AED 3.68 spent on the card.
  • Free unlimited access to over 900 global airports.

Features

  • Introductory Offers (limited period offers)
  • Airport lounge access
  • Concierge Desk
  • Full multi-trip travel insurance
  • Emergency medical and legal referral assistance anywhere in the world
  • Purchase Protection
  • Emergency cash and card replacement
  • Extended Warranty, on top of the manufacturer and retailer warranty
  • Interest-Free Days
  • Flexible payment options
  • Instant Cash
  • Credit Shield
  • The Emirates NBD Installment Plan
  • Utility bill payments (AED Cards only)

Additional Benefits

  • Add-on cardholder can also get Emirates Skywards Gold membership on additional spend of AED 5,500 with Emirates
  • Balance transfer facility from any other credit card to the world card.
  • Transfer money from card to a selected bank account with just a phone call.
  • Shop with the card and payback in easy monthly installments (EMIs) with zero monthly profit and no processing fee.
  • An optional Takaful protection cover in case of death, disability, critical illness, and loss of employment.
  • ADIB Smartdeals app provides over 2,000 exciting offers.
  • Four free add-on credit cards with zero annual fee for family members.

Fees & Charges

  • Supplementary Card Annual Fee: AED 1,500 (5th card onwards)
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or AED 99

Addition Information

  • Spend AED 5,500 with Emirates and upgrade to Gold tier status.
  • Free valet parking service is available two times every month.
  • Travel Inconvenience Insurance offers coverage up to USD 7,500 for baggage loss, baggage delay, trip delay and trip cancellation.
  • Travel medical insurance offers coverage of up to USD 500,000 for accidents, emergency medical needs, medical expenses.
  • Card payments can be made through various online and offline options.
  • Complimentary check-in service for Emirates flights two times a year. Includes luggage check-in up to 7 pieces.
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