Reward features
- No annual fee for the first year on the primary card
- Up to four supplementary cards are available free of cost for family members
Features
- This is a Business card, which requires a minimum annual turnover of AED 2,000,000
- Card limit up to AED 250,000
- Cash withdrawal facility of up to 60% of the card limit
- The card offers unlimited supplementary cards including 4 free cards.
Additional Benefits
- Advanced chip & pin and contactless technology to make cards safe & secure from any fraudulent activity
- A grace period of up to 55 days to make the payment toward the outstanding card balance
- Cardholders can use the ADIB Online Banking facility to fund the card when required.
Fees & Charges
- Supplementary Annual Fee: Free up to 4 cards. From the 5th card – AED 100
- Late Payment Fee: AED 100
- Over limit Fee: AED 50
- Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
- The business cards are available only for ADIB’s existing customers.
- A minimum monthly payment of 10% of the outstanding
- Documents required to apply for the card are original documents (professional license, commercial registration, etc), valid passport and copies, Emirates ID, and others.