The ADIB Business Gold Covered Card is available for existing ADIB customers with no annual fee for the 1st year. With a credit limit of up to AED 250,000, the business card also provides a cash withdrawal limit of 60% along with other benefits.
No annual fee for the first year on the primary card
Up to four supplementary cards are available free of cost for family members
Features
This is a Business card, which requires a minimum annual turnover of AED 2,000,000
Card limit up to AED 250,000
Cash withdrawal facility of up to 60% of the card limit
The card offers unlimited supplementary cards including 4 free cards.
Additional Benefits
Advanced chip & pin and contactless technology to make cards safe & secure from any fraudulent activity
A grace period of up to 55 days to make the payment toward the outstanding card balance
Cardholders can use the ADIB Online Banking facility to fund the card when required.
Fees & Charges
Supplementary Annual Fee: Free up to 4 cards. From the 5th card – AED 100
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
The business cards are available only for ADIB’s existing customers.
A minimum monthly payment of 10% of the outstanding
Documents required to apply for the card are original documents (professional license, commercial registration, etc), valid passport and copies, Emirates ID, and others.
