ADCB TouchPoints Titanium and Gold Credit Card is a no annual fee credit card with a wide range of travel and lifestyle benefits. Earn monthly bonus rewards, entertainment deals, and much more from the card.
Earn up to 0.5 TouchPoint for every AED 1 spent on retail purchases.
Bonus TouchPoints 5,000 on monthly spends of AED 5,000 each month.
Accumulated TouchPoints may be redeemed for shopping, airline miles, paying utility bills, Salik, card payments, and much more.
Features
A zero annual fee credit card with travel and lifestyle benefits.
Buy 1 Get 1 offer on movie tickets (up to 2 tickets per month) at VOX Cinemas across 2D Standard and 2D Max Standard
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
Unlimited complimentary lounge access at more than 10 airport lounges globally
Additional Benefits
A discount of up to 25% at over 1,400 restaurants
20% discount on Talabat orders for up to AED 14 off per order. Offer valid once per month.
Up to 20% off on online car rental bookings at Avisworld.com for bookings across the globe. Offer valid only for Visa Gold cardholders.
Cardholders also get access to a wide spectrum of other Visa or Mastercard benefits
The credit card also comes with an optional credit shield feature that covers the card’s outstanding during emergencies. The feature also includes a complimentary life cover including natural death.
Avail credit card loans at low interest rates and easy repayment of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months.
Balance transfer facility available at low interest and repayment period of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months.
High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
FlexiPay option to repay your retail outstanding in monthly payments at a low interest rate. Zero documentation and repayment period of up to 48 months.
Fees & Charges
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
Card control feature to set spend limits and control card transactions
Up to 55 days of interest-free days
Get a discount of 50% on the Shahid VIP monthly plan for the first time on Mastercard.
Up to 10% discount on purchases made on the Geekay gaming website.