"ADCB TouchPoints Titanium And Gold Credit Card"

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield

ADCB TouchPoints Titanium and Gold Credit Card offers a wide range of benefits and privileges from bonus monthly rewards, entertainment deals and much more to compliment your lifestyle.

Reward features

  • Earn 0.5 TouchPoint for every AED 1 spent with your card
  • TouchPoints can be redeemed for dinning or shopping vouchers, airline tickets and upgrades, utility bill payments, Etihad Guest Miles and Emiraes Skywards Miles

Features

  • Buy 1 Get 1 offer on movie tickets (up to 2 tickets per month) at VOX Cinemas across 2D Standard and 2D Max Standard
  • Bonus TouchPoints of 5,000 on monthly spends of AED 5,000
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and colleges fees into instalments
  • Pay zero annual fees
  • Unlimited complimentary lounge access globally

Additional Benefits

  • A discount of up to 25% at over 1,400 restaurants
  • Privileges on tickets, food and beverages, merchandises an much more at Yas WaterWorld, Ferrari World Abu Dhabi, Warner Bros World Abu Dhabi and Clymb Abu Dhabi
  • On Mastercard Buy 1 Get1 mobile app, cardholders can avail 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts
  • Personal chauffer with rides booked with Careem. A discount of 20% (3 rides per month) on booking rides to travel across countries in the Middle East with Titanium Mastercard
  • Cardholders also get access to a wide spectrum of other Visa or Mastercard benefits
  • The credit card also comes with credit shield and complimentary life cover
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and colleges fees into instalments
  • Credit card loan at zero interest rate and easy repayment of up to 12 months. The zero interest rate is valid only first 3 months from card issuance date
  • Balance transfer facility available at zero interest and repayment period of up to 12 months. The zero interest rate is only valid for first 3 months from card issuance date
  • High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months

Fees & Charges

  • Supplementary Card Annual Fee: Nil
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Addition Information

  • Card control feature to set spend limits and control card transactions
  • Up to 55 days of interest-free days