"ADCB TouchPoints Titanium And Gold Credit Card"

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts

ADCB TouchPoints Titanium and Gold Credit Card is a no annual fee credit card with a wide range of travel and lifestyle benefits. Earn monthly bonus rewards, entertainment deals, and much more from the card.

Reward features

  • Earn up to 0.5 TouchPoint for every AED 1 spent on retail purchases. 
  • Bonus TouchPoints 5,000 on monthly spends of AED 5,000 each month. 
  • Accumulated TouchPoints may be redeemed for shopping, airline miles, paying utility bills, Salik, card payments, and much more.

Features

  • A zero annual fee credit card with travel and lifestyle benefits. 
  • Buy 1 Get 1 offer on movie tickets (up to 2 tickets per month) at VOX Cinemas across 2D Standard and 2D Max Standard
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
  • Unlimited complimentary lounge access at more than 10 airport lounges globally

Additional Benefits

  • A discount of up to 25% at over 1,400 restaurants
  • 20% discount on Talabat orders for up to AED 14 off per order. Offer valid once per month.
  • Up to 20% off on online car rental bookings at Avisworld.com for bookings across the globe. Offer valid only for Visa Gold cardholders. 
  • Cardholders also get access to a wide spectrum of other Visa or Mastercard benefits
  • The credit card also comes with an optional credit shield feature that covers the card’s outstanding during emergencies. The feature also includes a complimentary life cover including natural death.
  • Avail credit card loans at low interest rates and easy repayment of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months. 
  • Balance transfer facility available at low interest and repayment period of up to 48 months. First time ADCB credit card users can enjoy a 0% interest rate with a repayment tenure of 12 months. 
  • High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
  • FlexiPay option to repay your retail outstanding in monthly payments at a low interest rate. Zero documentation and repayment period of up to 48 months.

Fees & Charges

  • Supplementary Card Annual Fee: Nil
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Addition Information

  • Card control feature to set spend limits and control card transactions
  • Up to 55 days of interest-free days
  • Get a discount of 50% on the Shahid VIP monthly plan for the first time on Mastercard. 
  • Up to 10% discount on purchases made on the Geekay gaming website.