
Reward features
- Earn up to 1 TouchPoint for every AED 1 spent on all retail transactions
- 10,000 bonus TouchPoints on spending AED 10,000 every month
- Redeem TouchPoints at multiple merchant locations across UAE, for utility bills payment and Salik, and exchange them with Emirates Skywards Miles and Etihad Guest Miles
Features
- Zero annual fee for the 1st year.
- Buy1 and Get 1 movie ticket at Vox Cinemas
- 20% discount on food orders at Talabat without minimum order requirement.
- Shopping discounts at Farfetch.
- Mastercard holders can get unlimited free lounge access at 20+ airports across the globe for both primary and supplementary cardholders.
- Visa cardholders can get 3 free lounge access at 1,000+ airports across the globe

Additional Benefits
- Loan on credit card feature is available with lower interest rates and easy repayment options. 0% interest for first-time customers.
- Zero interest charges on school and college fee payments. This feature can be availed by cardholder’s children.
Fees & Charges
- Supplementary Annual Fee: Free
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3.5% or AED 105 AED
Addition Information
- The credit card can be used and managed using the official Mobile app and internet banking facility.
- Avail up to 50% discount on the Shahid VIP monthly plan with the Mastercard variant.
- Up to 55 days of interest-free days
- Visa cardholders can get a Dragon Pass to the ‘Dine & Fly’ airport Dining Program, applicable at 200+ airport restaurants across the globe.
- Up to 30% discount on international and hotel bookings made on Cleartrip.

