ADCB TouchPoints Platinum Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 630

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Golf Benefits
Hotel Discounts
Purchase Protection

The ADCB TouchPoints Platinum Credit Card is a lifestyle credit card loaded with reward points, dining & entertainment discounts, and travel benefits. Powered by both Mastercard & Visa, the credit card is free for the first year of subscription. 

Reward features

  • Earn up to 1 TouchPoint for every AED 1 spent on all retail transactions
  • 10,000 bonus TouchPoints on spending AED 10,000 every month
  • Redeem TouchPoints at multiple merchant locations across UAE, for utility bills payment and Salik, and exchange them with Emirates Skywards Miles and Etihad Guest Miles

Features

  • Zero annual fee for the 1st year. 
  • Buy1 and Get 1 movie ticket at Vox Cinemas
  • 20% discount on food orders at Talabat without minimum order requirement.
  • Shopping discounts at Farfetch.
  • Mastercard holders can get unlimited free lounge access at 20+ airports across the globe for both primary and supplementary cardholders.
  • Visa cardholders can get 3 free lounge access at 1,000+ airports across the globe

Additional Benefits

  • Loan on credit card feature is available with lower interest rates and easy repayment options. 0% interest for first-time customers. 
  • Zero interest charges on school and college fee payments. This feature can be availed by cardholder’s children.

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

Addition Information

  • The credit card can be used and managed using the official Mobile app and internet banking facility. 
  • Avail up to 50% discount on the Shahid VIP monthly plan with the Mastercard variant. 
  • Up to 55 days of interest-free days
  • Visa cardholders can get a Dragon Pass to the ‘Dine & Fly’ airport Dining Program, applicable at 200+ airport restaurants across the globe. 
  • Up to 30% discount on international and hotel bookings made on Cleartrip.