ADCB Lulu Titanium Credit Card is a Shopping Credit Card that offers LuluPoints, which can be redeemed at any LuLu Hypermarket across the UAE. The credit card also offers travel, lifestyle, and entertainment benefits
Earn 3.5 Lulu Points per AED 1 spent at Lulu hypermarkets across UAE.
1 LuluPoints on non-Lulu purchases per AED 1 purchase
A minimum of 5,000 Lulu points (worth AED 50) can be redeemed at any Lulu Hypermarket across the UAE.
Earn a voucher worth AED 50 for every 5,000 Lulu Points
Features
Zero annual fees credit card hence is free for a lifetime
Earn Lulu points on all spends made at Lulu Hypermarkets and other retail purchases.
Get complimentary airport lounge access across global airports.
Additional Benefits
Up to 15% discount and free home delivery on Wednesday at luluhypermarket.com or on the LuLu App UAE. Discount capped at AED 50 for a minimum spend of AED 100.
Complimentary unlimited access to airport lounges at over 10 selected airports across the globe.
20% discount on talabat grocery or food orders valid once per month
Card control feature to set spend limits and control card transactions
Set auto-debit option for regular payments from your ADCB Savings or Current account
Interest-free balance transfer along with repayment flexibility of up to 48 months
Credit shield (optional service) along with a complimentary life cover
Credit card loan at low interest rate and repay in easy installments of up to 48 months
High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 12 months
FlexiPay feature to repay retail dues in small monthly installments. Low interest and repayment period of up to 48 months.
50% off on Shahid VIP monthly plan for first-time users.
Upto 10% discount on merchandise, apparel, and action figures on Geekay’s website.
Fees & Charges
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
Earn 0.4 Lulu points on purchases made in the UK and Europe
Earn 0.2 Lulu points for every AED spent on fuel, education, government services, real estate, telecom, charity and transport
Earn 0.4 points on purchases at supermarkets, auto dealers, insurance, fast food restaurants
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments