ADCB Lulu Titanium Credit Card allows cardholders to turn their spending into free shopping at LuLu Hypermarket across the UAE. The credit card also offers several travel and lifestyle benefits and privileges among others.
Earn 1 LuluPoints even on non-Lulu purchases per AED 1 purchase
Earn rewards at 1 LuluPoints even with total purchases less than the monthly spend goal of AED 3,500
LuLuPoints can be redeemed for as low as 5,000 Points
Features
Zero annual fees
Finance charges at 3.25%
Up to 3.5 LuluPoints per AED 1 purchase at Lulu Hypermarket
Vouchers worth AED 50 for every 5,000 LuluPoints
Additional Benefits
Complimentary unlimited access to airport lounges at over 10 selected airports across Middle East including UAE, KSA, Jordon, Kuwait and Egypt
Offers throughout Middle East & Africa across fine dining establishments, premium spas, and more on Mastercard Buy 1 Get 1 app
Deals on tickets, food and beverages, merchandise and much more at Warner Bros. World Abu Dhabi, Ferrari World Abu Dhabi Yas Waterworld and Clymb Abu Dhabi
Personal chauffer rides with Careem. Additionally, up to 20% off on three rides every month when travelling across countries in the Middle East
Credit shield (optional service) along with a complimentary life cover
Interest-free balance transfer along with repayment flexibility of up to 24 months
High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
Credit card loan at low interest rate and repay in easy installments of up to 48 months
Fees & Charges
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and colleges fees into instalments
