ADCB Islamic TouchPoints Infinite Credit Card

"ADCB Islamic TouchPoints Infinite Card"

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 1050

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Credit Shield
Dining Benefit
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Sharia Compliant
Travel Insurance

ADCB Islamic TouchPoints Infinite Credit Card is a Sharia-compliant card that provides a variety of travel, lifestyle, and shopping benefits. Also, earn TouchPoint Rewards on every spend and exchange them for interesting benefits.

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Reward features

  • Earn 1.5 TouchPoints for every AED 1 spent with your card
  • Accumulated TouchPoints may be redeemed for shopping, airline miles, paying utility bills, Salik, card payments, and much more.
  • Unlimited complimentary access to1200+ airport lounges worldwide for self and an accompanying guest.

Features

  • Welcome voucher worth AED 1,200 redeemable for property bookings listed on Hotels.com. The voucher will be issued after making the annual fee payment.  
  • Bonus TouchPoints 15,000 on monthly spends of AED 15,000 each month. 
  • A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month
  • Complimentary beverage throughout the year with unlimited Buy 1 Get 1 Free offer at Caribou Coffee outlets in UAE

Additional Benefits

  • Complimentary gold access is available all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and AbuDhabi Golf Club in Abu Dhabi. 
  • A discount of 15% off on Noon.com orders. Up to AED 100 off per order on 1 order every month
  • Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, and gyms, across the Middle East. 
  • Global concierge service for booking tables at restaurants, shopping recommendations, sourcing a product, arranging a special gift and more
  • Access to offers and discounts at over 200 airport restaurants worldwide under the DragonPass ‘Dine n Fly’ airport Dining program.
  • Cardholders also get access to various other Visa Infinite benefits
  • Up to 35% off on online car rental bookings at Avisworld.com for bookings across the globe. 
  • This credit card also has enhanced protection and care features, including fraudulent card misuse protection, multi-trip travel insurance, and a credit shield with a complimentary life cover.

Fees & Charges

  • Supplementary Annual Fee: NIL
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
  • Annual Fee (AED): AED 1,050 (Aspire & Privilege Club), AED 525 (Excellency)

Addition Information

  • Zero interest charges for up to 12 months on converting your child’s school and college fees into installments
  • PayOrder facility that provides instant cash against available credit limit repayable in up to 24 easy installments.
  • Balance transfer is available within 90 days of card registration with easy repayment options for up to 48 months
  • Up to 55 days of interest-free days
  • Card control feature to set spending limits and control card transactions
  • High-value transactions can be converted into personal payment plans at 0 interest rates with tenures of up to 24 months.
  • FlexiPay feature to repay retail outstanding in small monthly installments with a repayment tenure of up to 48 months.
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