The ADCB Islamic TouchPoints Gold Credit Card is life time free credit card with monthly bonus TouchPoints. The Sharia-compliant card offers dining & hotel discounts, PayOrder facility, and 0% payment plans.
Earn up to 0.5 TouchPoint for every AED 1 spent on all retail transactions
5,000 bonus TouchPoints on spending AED 10,000 every month
Redeem TouchPoints at multiple merchant locations across UAE, for utility bills payment and Salik, and exchange them with Emirates Skywards Miles and Etihad Guest Miles. Also make credit card payments.
Features
Zero annual fees for a lifetime.
0% payment plan on school and college fee payments using the card
5,000 bonus TouchPoints on spends of AED 5,000
Sharia Compliant Card
Additional Benefits
Avail up to 25% discount at more than 1,400 restaurants in the country.
Get a 20% discount on car rental bookings on Avisworld.com. Offer applicable for both international and domestic bookings.
Card Control feature to set spending limits like daily/monthly spend limits, block transactions, using the mobile app.
Balance transfer is available within 90 days of card registration with easy repayment options for up to 48 months
PayOrder facility that provides instant cash against available credit limit repayable in up to 24 easy installments.
High-value transactions can be converted into personal payment plans at 0 interest rates with tenures of up to 24 months.
FlexiPay feature to repay retail outstanding in small monthly installments with a repayment tenure of up to 48 months.
Fees & Charges
Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.5% or AED 105 AED
Addition Information
An optional credit shield facility that covers the credit card’s outstanding balance in any emergencies. A complimentary life cover is also included.
Up to 55 days of interest-free days
School and college fee payments made with the card can be converted into easy monthly installments with 0 profit charges and repayment tenure up to 12 months.
